| Johnny Debt

Trust Deed or DAS: which is better?

If you're a resident of Scotland who's struggling with their debt repayments, the Debt Arrangement Scheme (DAS) or a Trust Deed may be able to help you. If so, you might be wondering which one is better - but the truth is, there's no such thing as 'better' when it comes to debt solutions.

Debt - Using Logbook Loans for Personal Finance

ARTICLE SUMMARY In this article we look at the usefulness of logbook loans and highlight how they work.

Debt of £3842 Settled for £1184 with Triton Credit Services

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Full & Final Settlement Yet another example of how full and final or short settlements are still achievable: "Triton Credit Services Address: P.O.

Loan consolidation is a warrior who can kill more than one loan at a time!

This is an interesting story to read – can happen to anyone of us. Mr. Hendrickson, living in USA, went on holidays for 3 months and returned home with a great sense of relief and fresh mood.

Wipe out your tears by taking out personal loans without a check on credit score!

When the time is wrong, it takes long to heal! The bad credit score remains on the credit report till 7 long years and can pinch consumer every time he goes to apply new credit or loans. For one single mistake in maintaining credit can ask for paying again and again for it.

Procedure in Liability Order Applications

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JUSTICES’ CLERKS’ SOCIETY Procedure in Liability Order Applications 1.

Why Angel funding is a Golden Opportunity for Investment Houses

Until the mid 1990s, entrepreneurs who were looking out for angel investors had to find investors one at a time or in small groups.

Five Reasons to Hire a Payroll Outsourcing for a startup Company

Introduction To decrease extra and not required workloads on a small workforce, small businesses and/or start-up companies are investigating various methods to concentrate their workforce focus on their core business activities.

Debt and General Finance: an Overview of the Commodity Market

Debt and finance are issues that impact on each other: financial misdirection or poor speculation both create debt; while the existence of debt may itself cause future problems in the area of general finance.

Dealing with Annoying Text Messages

How to deal with annoying text messages We all receive them,and they are becoming ever more frequent. So here's a thought about how you may choose to deal with unwanted text messages.

Notice of Eviction - Is This Fraud?

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Eviction Notice Early on Monday morning I found a text on my phone, asking for help with an eviction about to take place in a matter of hours. Good job I am an early riser!! So the time is about 0700 and the text says, "Bailiffs in today at 0800, Bank will accept £1700 to stop eviction.

Liability Orders - Are They Genuine?

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Visit By the Bailiffs Recently Mr H had a knock on his door and it was the Bailiff. Fortunately Mr H did not allow the Bailiff to enter his property, and sent him away with a flea in his ear.

General Form of Judgment or Order - Is This a Joke?

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You really could not make it up if you tried!! Here is the case where someone went to court apply for a variation of an order.

Is the Financial Ombudsman Service Independent?

The Financial Ombudsman Service (FOS) If you thought the FOS were independent think again The FOS is a "complaints handling" service According to their website - their "customers" are firms, financial and otherwise! I have a few issues over at the FOS, and they are not being handled prop...

Charging Orders

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Note: s93 of the Tribunals Courts and Enforcement Act 2007 was bought into force on 1 October 2012. This enables a charging order to be made even though the client has not defaulted in payment of the instalment order.

Stop Worrying About Debt and the Future with Effective Over 50s Life Cover

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It’s always important to think about the future for you and your family, even if you aren’t sure whether you will be around to see it.

How to Regain Your Financial Independence with Quick and Easy Loans

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Quick and easy loans are known in different names in the market, like instant loans, liquid loans, short term loans or payday loans. Whatever the names are, all of them provide fast cash without much hassle to the people who fit in minimum eligibility criteria.

THE PEOPLE v THE BANKS: Eviction Stopped

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This is the story of how on 31 May 2012, the Bird family were facing eviction from their home in Potters Bar. However, a small group of people decided to stand by the Bird family and resist the eviction that was about to take place.

The Banks Will Steal from You

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Bank of Scotland "IF YOU DO NOT MAKE A PAYMENT, WE MAY TAKE ANY FUNDS YOU HAVE AVAILABLE IN ANOTHER CURRENT OR SAVINGS ACCOUNT THAT YOU HOLD WITH US, EVEN IF IT IS A JOINT ACCOUNT.

Benefits Of A Debt Relief Order (DRO)

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The government tries to provide as many reliefs as possible to the citizens. One of the best examples of the relief delivered by the government is Debt Relief order (DRO) which proves to be an inexpensive substitute to bankruptcy.

Company Voluntary Arrangements (CVAs) Guide

A Brief Guide to Company Voluntary Arrangements (CVAs) Many businesses in the UK are experiencing financial turmoil for a number of reasons – whether it be failing to keep up with shifts in consumer trends (as in the case of HMV and Blockbuster) or that the huge drops in consumer spending, as a...

Why do Start-Ups Choose Invoice Finance?

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If you’re planning a new business venture you’ll know that the first few months are crucial to ensure your venture survives long-term. A relatively high percentage of new businesses don’t make it past the first year of trading, and no-one wants to be another failed start-up.

Debt Collection Letter - RSM Tenon

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Debt Collection Letter Here is a letter that a Debtor received from RSM Tenon, chasing a debt of over £4000: RSM Tenon Recovery Salisbury House, 31 Finsbury Circus, London EC2M 5SQ Dear NAME Re: NATIONAL WESTMINSTER BANK - Outstanding Balance: £4925.

Tax Advice Forum

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Before I go onto talk about the Tax Help forum: As some of you know I am a great fan of good free information. In the past I have suggested that if you have a debt question, then why not visit a Debt Help Forum.

Don't Dent the Expat Lifestyle with Dodgy Debt!

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Racking up dodgy debts in the United Arab Emirates (UAE) city of Dubai can dent the lavish expat lifestyle - and land you behind bars if you're not careful.

Don’t Deal With Debt Alone

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When you feel like you’re going under because you’re struggling with a debt problem, it can be difficult to see light at the end of the tunnel.

Washing Machine Balls - Do They Work

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Do Washing Machine Balls Work? I recently purchased a box of Eco Laundry Ball. I am always on the lookout for money saving items so I thought I would purchase these and then do a test to see if they actually work.

How to Improve Your Credit Rating

Credit Repair

Build Trust by Building a Better Credit Score It’s good to be trusted, especially if you want to borrow money. Unfortunately many consumers across the country have lost the trust of lenders due to having bad credit scores.

Thinking of Going into an Individual Voluntary Arrangement?

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Individual Voluntary Arrangement (IVA) Warning! On a certain advert there is the following warning: "An IVA should only be considered in extreme circumstances. It is a formal agreement supervised by and insolvency practitioner. Failure to adhere to an IVA could result in bankruptcy.

Wonga False Collection Letter

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Wonga Chasing a Debt From Someone Who Does Not Owe It I was recently contacted by John, who had received the following letter from Wonga.com: "Wonga.com Collections Department P.O. Box 66147 London NW1W 8PF 31st October 2012 Your lone reference: Your original loan amount: £502.