CCS Collect – Debt Collection

These Debt Collection letters are designed to put you under pressure. Here is a copy of the letter: CCSCOLLECT DEBT COLLECTORS Due to: Bradford Exchange                              Amount Due: £162.42 Account N0:                                                         Payment Ref: Dear Mrs Name Our client Bradford Exchange has … Continue reading

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Debt of £3,071 Settled at £1,145 with Barclays Bank

Here is an example of how a debt £3071 with Barclays Bank was settled for £1145 with Meckenzie Hall a debt collection agency. Full & Final settlements can take a long time and be a rather difficult and tricky process … Continue reading

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IVA’s Are They Worth It?

The Bankruptcy Association I recently came across the News Letter by The Bankruptcy Association. It was interesting to read the following passage: “I have noticed in particular that most debt collection companies and agents are quick off the mark in … Continue reading

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Regal Credit Accepted Full and Final Settlement at 70% Discount

Debt of £454.16 Settled for £127 In Full and Final Settlement Okay this is only a small debt, however as you can see it was settled with a 70% discount. Here is the letter from Regal Credit Consultants Ltd: Social … Continue reading

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Harassment by Creditors Over the Phone Can Be Stopped!

Are You Getting Too Many Phone Calls from Creditors? I constantly hear from people that say they feel harassed by some of the telephone calls that they receive from creditors. It can range from three or four calls a day … Continue reading

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