Hi Jonny.
I have been to land registry site.but how I know if iva has put condtoon on my flat.
Many thanks

Please can you help with an imminent eviction. I don’t think the warrant is valid and would like to stop this going ahead.

Hello Johnny,

We’re interested in advertising on blogs, like Johnny Debt.

Are you able to let me know the different advertising options you offer? We’re specifically interested in guest posts.

Thanks for your time.

Alison Hedgecoe

Hi,

This is Alina jovia who is guest author for past 4+ years. I have penned a lot of articles on many real sites for my private set of clients on various niches.

I just came across your site,and noticed that its well suits for our requirements.

Really interested in getting my posts featured on your blog. May i know, how to proceed further? Awaiting!!

Best regards,

Alina

Hi There,

We are interested in posts for our clients in finance and money in the UK.

Is the rate still £50 per article? We have 2 please.

Thank you,
Daniel

Hello,
My name is Lucy Smith and I’m a copywriter.
I’m reaching you out because I would like to know if there is any possibility of publishing my articles (which include dofollow link) on your website.
In exchange, I could offer you a financial reward.
Can we talk?

Hi Johnny,

I would like some information about sponsored post on your website, I have seen the above the above comments for the pricing, it would be great if you send me an email for the same, will be easier to be in touch with you.

Thanks.

Hello,
I wanted to get in touch with the best editorial contact you regarding the below, potentially for an online piece? Both the press release and link to the interactive map are below.
Keen to hear your thoughts.

Best wishes,
Jane

OVER HALF OF BRITS HAVE NEVER CHECKED THEIR CREDIT SCORE

As new research reveals apathy over credit scores, Equifax analysis shows that those living in the South West have the highest average Equifax Credit Score.
• South West residents have the highest average Equifax Credit Score of 403
• Those living in the North East have the lowest average Equifax Credit Score of 371
• Over half (57%) of Brits have never checked their credit score
• 63% of East Midlands residents have never checked their credit score, the highest of any region
• Although Londoners have one of the lower average scores, they are the most content, with a third of the region saying they are happy with their credit score
• Residents in the East of England are the unhappiest region with their score
• An Equifax Credit Score of 467+ is in the highest band and considered excellent

London, January 2019 – The festive season is the time of year when consumers may have spent a little more than they intended, prompting many to head into the new year with plans to bring finances into line. Understanding their credit score can help consumers get to grips with their finances, however the latest research from Equifax reveals that over half of Brits have never checked their credit score with a credit reference agency.[1]

Londoners are most content with their credit scores, with a third (33%) saying they were happy the last time they checked, closely followed by the South East (31%) and the South West (28%.) Those living in the East of England are the unhappiest, with 11% saying they were not impressed the last time they checked their score. 1 in 10 of those living in the North West came in a close second when it comes to being unhappy with their credit score.

However, Equifax analysis of average credit scores across the UK[2] seems to suggest a disconnect between consumers’ level of happiness or unhappiness with their credit score and their actual score.

This new infographic from Equifax can show individual’s how their area’s Equifax Credit Score compares with the rest of the UK.

Average Equifax Credit Scores by Region
Region Average Equifax Credit Score
South West 403
South East 402
East of England 393
Scotland 382
Wales 379
East Midlands 378
London 377
West Midlands 376
Yorkshire & Humber 374
North West 372
North East 371

“It is clear from our latest research that a significant number of individuals have never checked their credit score, which means that are not putting themselves in the best position when it comes to applying for credit” said Lisa Hardstaff, credit information expert at Equifax. “Not only should people get to grips with their credit scores, but they should also check their credit reports to understand what information is influencing their score.

“The new year is always a time for new plans and potentially new financial applications. If individuals are planning on making an application for credit, they should check their credit report and score in advance. The credit report will give a record of their borrowing history, which could help them decide whether they need to improve or keep up their borrowing habits. And knowing their score and what range it falls in can help to give an indication of how lenders may view their creditworthiness.”

This map shows the areas of the UK that have the lowest and highest average Equifax Credit Scores:

Note: Full details of the Equifax Credit Score Bandings can be found below[i]

ENDS

Media contact: jbarker@agenda21digital.com

1 All figures from YouGov Plc survey for Equifax of 2,012 adults. November 2018
2 Analysis of Equifax Credit Scores, November 2018

I Equifax bands scores, from red to green, as follows:
Red 0-278 – People that have a credit score in this category are likely to be classed as very high risk by lenders because their credit report will show they have not kept up with credit repayments. They may have bad debts, County Court Judgments (CCJs) or insolvencies.
Red 279 – 366 – People with credit scores in this category are still likely to be classed as high risk by lenders, but they may have with slightly less bad debts than the lower scores than people in the previous category.
Amber 367 – 419 – Lenders are likely to expect people who have scores of between 367 and 419 to be a moderate risk. There may be some evidence of late payments on debts.
Amber to Green 420 – 466 – People in this band are most likely to be viewed as low risk by lenders. This is because lenders would expect few people in this category to be experiencing serious issues with repaying their credit.
Green 467 (and above is excellent) – It is likely that most lenders would regard people in this category to be very low risk. This is because they would expect very few people with credit scores in this region to have problems with repaying their credit.