Debt Books of Value!
 | Debt Advice Handbook To understand the law relating to Debt, this is a must have book! It contains the essential information needed by advisers dealing with debt problems. | |
 | Defending Possession Proceedings: is the key ‘homelessness prevention’ handbook | |
 | How to Get Out of Debt is an eight-stage strategy that enables readers to pay off debt and fix their finances for good. This book has it all covered. | |
 | How to Live for Free - I have done a full review on the book here: How to Live for Free | |
 | The Money Diet - revised and updated: The ultimate guide to shedding pounds off your bills and saving money on everything! | |
 | Bankruptcy, Insolvency an the Law is a concise guide to the processes underpinning bankruptcy and personal insolvency. |
Saving Money with Rechargeable Batteries
Yes, they can save you money, but do read my Blog Post first Do Rechargeable Batteries Save You Money
Hi there, I had credit cards with barclaycard which the debt was passed onto PRA Group as I was struggling with payments.
I owe 22k and am currently paying 150pm, which is a struggle.
My friend suggested either bankruptcy or full final payment offer is best (my friend offered to help with both), otherwise this will last forever.
What would you suggest the FF Offer would probably be accepted, or would it be better to got the bankruptcy route?
I have no assets, property, car etc. My income barely covers rent etc
thank you
Hello David
Many thanks for visiting my site.
Do you know if PRA actually own the debt or are they still collecting for Barclaycard?
JD