Here is a letter that a Debtor received from RSM Tenon, chasing a debt of over £4000:
RSM Tenon Recovery
Salisbury House, 31 Finsbury Circus,
London EC2M 5SQ
Re: NATIONAL WESTMINSTER BANK – Outstanding Balance: £4925.10
I refer to the banks recent letter and confirm that I have been instructed by NATIONAL WESTMINSTER BANK to act on their behalf to recover the outstanding balance details above.
I have been asked to speak to you or to arrange a meeting with you to understand your situation and to discuss the most appropriate way of resolving this matter.
If you prefer a face to face meeting, you are invited to attend my office (address above) on 24/01/2013 at 14:00 – alternatively you must telephone when you received this letter.
When you call, please ensure that you have an up-to-date income & expenditure details available, so that we can consider your financial situation and affordability of any proposal.
I must stress that I can help you and there are several options which you may find helpful which include reducing the amount due by a significant amount.
If you need more time, or have any questions please call me on 0845 266 6588.
If you are in any doubt as to the contents of this letter, then you may wish to seek independent advice, which can be obtained the organisations detailed overleaf.
If you choose not to contact me or to co-operate then action will be taken to recover this debt that could include litigation or the use of door step collection agents.
The Solution to this Debt Problem
Whenever you get into trouble with your debts, it is always best to get advice as soon as possible.
I always say get as much advice as possible, as there are a number of different debt solutions out there.