I constantly hear from people that say they feel harassed by some of the telephone calls that they receive from creditors. It can range from three or four calls a day plus, to some of the creditor calls being very aggressive and abusive.
I have also heard from inside sources that sometimes the call staff have competitions to see who can make the most cry etc.
It is Possible to Stop Harassment Calls!
Whenever you are called by a creditor, be courteous and tell them that you will only discuss this is writing. Then say goodbye and hang up. Make sure that you do respond to all creditor letters in writing, giving them an indication of how you are going to sort the problem out. If you do not write to them offering a solution, you will get lots of calls from the debt collection agencies.
If however despite your requests, you do still receive what you consider to be harassing calls from the creditors, then put your complaint to them in writing. Send the letter to them recorded delivery and inform them in the letter that it was sent to them recorded delivery. Fax is also a good way of ensuring that they have received a letter of complaint.
Here is a letter from a creditor in response to a complaint about the number of call that someone was receiving from them.
“Buchanan Clark & Wells
Dear Sir/Madam,click to enlarge