Using the internet to get out of debt
Not everyone has the golden touch, and some of us need more help than others when it comes to getting our finances back on track. Luckily, there is more help out there on the web than you might realise, including comparison sites, debt charities, budgeting apps and guides (and, of course, this blog!) Here are some of the top resources for money-saving advice:
There are plenty of organisations out there that can help you get out of debt – some charities, some commercial. If you’re struggling to pay your mortgage and can’t find a buyer for your house, for instance, there are property buying firms that help you sell your house quickly. If it’s day to day money saving or debt help you need, charities like the Money Advice Trust or Credit Action can offer free, professional advice.
- Cashpointer – this directs you to the nearest cashpoint in your area, and more importantly, tells you whether it charges a fee. No more wasting money on withdrawing money!
- mySupermarket Mobile – a simple price-checking app that compares the prices of most groceries across the main supermarkets in the UK. Run your shopping list through it to decide where to go.
- Skype – a fantastic mobile app that gives you free calls to other Skype users, allowing you to downgrade to a cheaper tariff.
- MyVoucherCodes – search for money-off vouchers on restaurants, shops and entertainment venues in your area.
- iSpending – a handy way to keep track of how much you’re spending and where, helping you to identify areas where you could cut back.
Price comparison sites
Whether it’s your energy provider, mobile phone tariff or holiday operator, chances are you can find a better deal with just a few minutes of research. Sites like uSwitch, Moneysupermarket, Gocompare and Confused all offer easy ways to view the best deals on the market, but make sure you use multiple comparison sites before making a decision. Consumer group Which? has a great guide to price comparison sites that will help you get the most out of these valuable resources.