What is the Minimum Standard of Living?

Beer ShortageAre your earnings enough to cover you for the basic standard of living?

The Joseph Rowntree Foundation (JRF) has done years of extensive study into this. JRF’s current research, which involved 21 new focus groups, have come up with updated figures calculated on what the public think families and individuals need to achieve a socially acceptable standard of living.

Here is an example of the Minimum Income Standard for some family types:

£ per week

Single, working age

Couple, pensioner

Couple, 2 children (1 aged 2–4; 1 primary- school age)

Lone parent, 1 child (aged 0–1)

Food

48.25

60.46

99.55

51.81

Alcohol

5.13

8.67

6.84

6.53

Tobacco

0.00

0.00

0.00

0.00

Clothing

9.31

12.09

38.69

19.14

Water rates

5.46

6.44

8.99

8.55

Council Tax

14.34

19.11

22.30

16.72

Household insurances

1.98

1.82

2.40

2.37

Fuel

11.63

13.72

22.88

18.89

Other housing costs

2.54

4.00

9.76

3.62

Household goods

11.55

13.56

26.81

22.57

Household services

3.61

8.23

7.74

7.02

Childcare*

0.00

0.00

147.85

149.78

Personal goods and services

11.65

20.33

41.27

28.13

Motoring

0.00

0.00

60.25

47.61

Other travel costs

22.39

13.51

13.77

1.13

Social and cultural participation

44.76

49.53

93.28

41.51

Rent

69.66

77.43

82.67

77.43

‘Headline’ total – excluding rent and childcare

192.59

231.48

454.52

275.59

Total including rent and childcare*

262.25

308.91

685.04

502.80

Totals excluding: Rent, Council Tax, childcare* (comparable with out-of-work benefits)

178.25

212.37

432.22

258.87

Rent, Council Tax, childcare* and water rates (comparable with after housing costs in HBAI)

172.80

205.93

423.23

250.32

Council Tax, childcare* (comparable with before housing costs in HBAI)

247.92

289.80

514.89

336.3

Notes:

* Childcare shown for families with children as if parents work full time.

** Households Below Average Income (HBAI), Department for Work and Pensions national statistics.

Or in even simpler terms:

  • Single Person Minimum Income Standard = £16,383 per year
    Made up of following weekly outgoings:

    Food

    48.25

    Alcohol

    5.13

    Clothing

    9.31

    Water rates

    5.46

    Council Tax

    14.34

    Household Insurances

    1.98

    Gas, electricity, etc

    11.63

    Other housing costs

    2.54

    Household goods

    11.55

    Household services

    3.61

    Childcare

    0

    Personal goods and services

    11.65

    Travel costs and motoring

    22.39

    Social and cultural activities

    44.76

    Rent

    69.66

  • Married Couple with 2 Children Minimum Income Standard = £34,303 per year
    Made up of following weekly outgoings:

    Food

    96.82

    Alcohol

    6.84

    Clothing

    36.39

    Water rates

    8.99

    Council Tax

    22.30

    Household Insurances

    2.40

    Gas, electricity, etc

    22.88

    Other housing costs

    9.76

    Household goods

    28.29

    Household services

    7.74

    Childcare

    0

    Personal goods and services

    44.64

    Travel costs and motoring

    72.79

    Social and cultural activities

    87.15

    Rent

    82.00

These are just two examples, but if you want to calculate it for your situation then here is a Minimum Income Calculator

You can also go to the Joseph Rowntree Foundation (JRF) website to get even more in depth information.


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Comments

What is the Minimum Standard of Living? — 2 Comments

  1. Council tax is more than that surely? We are a pensioner couple in a two bed bungalow, and ours is £144 a month. We can’t reduce it in any way.

  2. Yes I think I have to agree with you there Lesley, the council tax does seem a little on the low side? This was a guest post, so I can not guarantee the validity of the the figures. I think I will have to go and have look to see if I can find some figures for my self.

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