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The Hidden Dangers of IVAs

Johnny Debt Posted on 21/09/2023 by Johnny Debt21/09/2023
Risk v Reward IVAs

The Hidden Risks of IVAs: What You Need to Know Individual Voluntary Arrangements (IVAs) may seem like a saving grace for those grappling with insurmountable debt. Positioned as a viable alternative to bankruptcy, IVAs indeed offer a structured route to … Continue reading →

Posted in Debt | Tagged Debt, Individual Voluntary Arrangement, Insolvency, IVA

Using Form N244 to Avoid Eviction and Homelessness

Johnny Debt Posted on 19/09/2023 by Johnny Debt23/11/2023
Dealing with Creditors

What is Form N244? Court Form N244, a legal document used in the UK, serves as a valuable tool for seeking relief from or alterations to a court judgment or the suspension of an enforcement procedure. It is particularly instrumental … Continue reading →

Posted in Debt | Tagged County Court Form, Court Form EX160, Court Form N244, Debt, Eviction, Insolvency, Property, Repossession

Guide to Achieving Good Full and Final Settlements

Johnny Debt Posted on 16/09/2023 by Johnny Debt24/11/2023
Negotiating Full and Final Settlements

Welcome to Johnny Debt’s ‘Guide to Achieving Good Full and Final Settlements.’ Whether you’re dealing with debts, legal disputes, or contractual matters, understanding how to secure a favourable settlement is crucial. In this guide, we’ll walk you through the essential … Continue reading →

Posted in Debt | Tagged Debt, Full and Final Settlement, Income and Expenditure, Insolvency, Money Saving, Short Settlement

How to Use Google to Live a More Frugal Lifestyle

Johnny Debt Posted on 12/09/2023 by Johnny Debt12/09/2023
How to be Frugal

Living a frugal lifestyle doesn’t mean sacrificing the things you love. With the help of Google’s vast array of tools and resources, you can lead a more financially responsible life while still enjoying the things that matter most. In this … Continue reading →

Posted in Money | Tagged Budgeting, Frugal, Money Saving

Do Your Own Debt Management Plan

Johnny Debt Posted on 10/09/2023 by Johnny Debt10/09/2023
Do Your Own Debt Management Plan

Can You Do Your Own Debt Management Plan (DMP)? The answer is a resounding yes. Contrary to the common misconception that managing debt requires professional intervention, many individuals can successfully navigate their way to financial freedom by creating their own … Continue reading →

Posted in Debt | Tagged Budgeting, DCA, Debt, Debt Collection, Debt Collection Agency, Debt Management Plans, DMP, Income and Expenditure

Is London’s ULEZ More About Money Than Clean Air?

Johnny Debt Posted on 07/09/2023 by Johnny Debt07/09/2023
ULEZ More About Money Than Clean Air

In the bustling metropolis of London, where historic landmarks and modern skyscrapers coexist, a controversial initiative has taken root: the Ultra Low Emission Zone (ULEZ). Introduced in 2019 with the noble goal of reducing air pollution, the ULEZ has indeed … Continue reading →

Posted in Debt | Tagged #STOM, Budgeting, Frugal, Money Saving

How to Stop an Eviction for Mortgage Arrears

Johnny Debt Posted on 05/09/2023 by Johnny Debt05/09/2023
Stopping an Eviction

A Step-by-Step Guide to Stopping an Eviction for Mortgage Arrears in the UK Facing an eviction due to mortgage arrears can be incredibly stressful, but there are steps you can take to stop it. Whether you’re dealing with illness, temporary … Continue reading →

Posted in Debt | Tagged Court Form N244, Debt, Eviction, Income and Expenditure

Flip Number Plates to Avoid ULEZ Charges

Johnny Debt Posted on 30/08/2023 by Johnny Debt07/09/2023
Flip Number Plates to Avoid ULEZ Charges

The idea of outsmarting the system by using flip number plates to evade Ultra Low Emission Zone (ULEZ) charges might sound appealing. After all, who wouldn’t want to dodge those extra fees? In this article, we’ll delve into the tantalising … Continue reading →

Posted in Money | Tagged #STOM, Budgeting, Frugal, Money Saving

Impact of Debt on Mental Health

Johnny Debt Posted on 25/08/2023 by Johnny Debt25/08/2023
Impact of Debt on Mental Health

The Impact of Debt on Mental Health: Coping Strategies and Resources Debt is a significant financial burden that affects millions of people worldwide, including those in the United Kingdom. While the focus is often on the financial implications, it’s important … Continue reading →

Posted in Debt | Tagged Budgeting, Debt, Income and Expenditure

Debt Collectors MKDP Accept Full and Final Settlement

Johnny Debt Posted on 23/08/2023 by Johnny Debt23/08/2023
Debt Settled

MKDP Accept Full and Final Settlement for Barclaycard Dealing with overwhelming debt can be a daunting challenge, but there are ways to navigate through it and find financial relief. In this article, we will delve into a real-life example of … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency, Full and Final Settlement, Short Settlement

Free Debt Advice

Johnny Debt Posted on 21/08/2023 by Johnny Debt21/08/2023
Free Debt Advice

What Does Free Debt Advice Mean to Johnny Debt At Johnny Debt, we understand the importance of free debt advice to those seeking financial solutions. It’s worth noting that many debt management companies (DMCs) offer free advice as part of … Continue reading →

Posted in Debt | Tagged Debt, Debt Management Plans, DMP, Individual Voluntary Arrangement, Insolvency, IVA, Property

Mis-selling of IVAs

Johnny Debt Posted on 19/08/2023 by Johnny Debt07/09/2023
Mis-selling of IVAs

Snake Oil Salesmen Selling IVAs IVAs have become a lucrative market, and unfortunately, this has attracted some less scrupulous operators. Like modern-day snake oil salesmen, a few have been known to prioritise profits over the well-being of individuals seeking debt … Continue reading →

Posted in Debt | Tagged #STOM, Debt, Individual Voluntary Arrangement, Insolvency, IVA

What to Do if You Receive a Statutory Demand

Johnny Debt Posted on 17/08/2023 by Johnny Debt19/11/2023
Dealing with Statutory Demand

Receiving a statutory demand can be an unsettling experience, but it’s important not to panic. A statutory demand is a formal notice issued by a creditor demanding payment of a debt. While it is a serious matter, there are specific … Continue reading →

Posted in Debt | Tagged Bankruptcy, Court Form IIA, DCA, Debt, Debt Collection, Debt Collection Agency, Income and Expenditure, Insolvency

Managing Debt During Unemployment

Johnny Debt Posted on 15/08/2023 by Johnny Debt15/08/2023
Debt and Unemployment

Managing Debt During Unemployment: Support and Assistance in the UK Unemployment can bring about immense financial challenges, and managing debt during this period can be a daunting task. In the United Kingdom, however, individuals facing unemployment have access to a … Continue reading →

Posted in Debt | Tagged Budgeting, DCA, Debt, Debt Collection Agency, Income and Expenditure

Johnny Debt is Not a Debt Advice Site

Johnny Debt Posted on 13/08/2023 by Johnny Debt13/08/2023
Johnny Debt

Navigating Financial Challenges: A Guide to Empower Your Financial Future In a world where financial decisions play a pivotal role in shaping our lives, having the right information at your fingertips can make all the difference. Welcome to Johnny Debt, … Continue reading →

Posted in Debt | Tagged Debt, Debt Collection Agency, Income and Expenditure, Insolvency

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