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Driving Costs: The Hidden Fees You Need to Know About

Johnny Debt Posted on 08/10/2023 by Johnny Debt08/10/2023
Road Traffic Cameras

Whether you’re a newly licensed driver or a seasoned road user, we’ve all experienced the excitement of hitting the open road. But there’s more to driving than just fuelling up and cruising. At Johnny Debt we will dive into the … Continue reading →

Posted in Money | Tagged Frugal, Money Saving

Why IVAs Fail and How to Avoid Mis-selling

Johnny Debt Posted on 06/10/2023 by Johnny Debt06/10/2023
Free Debt Advice

Navigating IVAs: Why They Sometimes Fail and How to Avoid Mis-Selling Individual Voluntary Arrangements (IVAs) can be a financial lifeline for individuals grappling with overwhelming debt. However, like any complex financial arrangement, IVAs are not without their pitfalls. In this … Continue reading →

Posted in Debt | Tagged Debt, Income and Expenditure, Individual Voluntary Arrangement, Insolvency, IVA

5 Most Important Court Forms for Debtors

Johnny Debt Posted on 01/10/2023 by Johnny Debt10/12/2023
Debtors Useful Court Documents

If you’re dealing with debt, there are several court forms that can come in handy. These forms allow you to make various applications to the court, including: It is also worth searching Johnny Debt website for your specific problem. You … Continue reading →

Posted in Debt | Tagged County Court Form, Court Form EX160, Court Form IAA, Court Form N244, Court Form N245, Court Form N9a, Insolvency

What Debt Solutions Are There

Johnny Debt Posted on 28/09/2023 by Johnny Debt07/12/2023
What Debt Solutions

In today’s complex financial landscape, tackling debt requires a comprehensive understanding of the available solutions. In this blog post on Johnny Debt, we’ll delve into various debt relief options designed to assist individuals facing financial challenges in the UK. We’ll … Continue reading →

Posted in Debt | Tagged Bankruptcy, Debt, Debt Management Plans, DMP, Full and Final Settlement, Individual Voluntary Arrangement, Insolvency, IVA

Full and Final Settlement with London Scottish

Johnny Debt Posted on 26/09/2023 by Johnny Debt03/12/2023
Full and Final Settlement Success

Achieving Full and Final Settlement with Creditors Taking Control of Your Financial Destiny Are you caught in the clutches of mounting debt, wondering how to break free from the cycle of financial stress? One effective strategy you can explore is … Continue reading →

Posted in Debt | Tagged Debt, Full and Final Settlement, Income and Expenditure, Insolvency, Short Settlement

What is a County Court Judgement

Johnny Debt Posted on 24/09/2023 by Johnny Debt27/11/2023
County Court Judgment

A County Court Judgment (CCJ) is a legal decision issued by a county court when someone owes money to another person or a company and fails to repay it as agreed. It’s like a formal notice stating that the person … Continue reading →

Posted in Debt | Tagged CCJ, County Court Form, County Court Judgement, Court Form N9a, DCA, Debt, Debt Collection, Debt Collection Agency, Insolvency

Unlocking the Savings Secret: with ClearanceXL

Johnny Debt Posted on 22/09/2023 by Johnny Debt22/09/2023
Money Saving

The Cost of Living Crisis: A Harsh Reality In an era marked by skyrocketing living costs, there’s a growing need for creative solutions to make ends meet. As we grapple with rising food and fuel prices, discovering affordable grocery and … Continue reading →

Posted in Money | Tagged Budgeting, Frugal, Money Saving

The Hidden Dangers of IVAs

Johnny Debt Posted on 21/09/2023 by Johnny Debt21/09/2023
Risk v Reward IVAs

The Hidden Risks of IVAs: What You Need to Know Individual Voluntary Arrangements (IVAs) may seem like a saving grace for those grappling with insurmountable debt. Positioned as a viable alternative to bankruptcy, IVAs indeed offer a structured route to … Continue reading →

Posted in Debt | Tagged Debt, Individual Voluntary Arrangement, Insolvency, IVA

Using Form N244 to Avoid Eviction and Homelessness

Johnny Debt Posted on 19/09/2023 by Johnny Debt23/11/2023
Dealing with Creditors

What is Form N244? Court Form N244, a legal document used in the UK, serves as a valuable tool for seeking relief from or alterations to a court judgment or the suspension of an enforcement procedure. It is particularly instrumental … Continue reading →

Posted in Debt | Tagged County Court Form, Court Form EX160, Court Form N244, Debt, Eviction, Insolvency, Property, Repossession

Guide to Achieving Good Full and Final Settlements

Johnny Debt Posted on 16/09/2023 by Johnny Debt24/11/2023
Negotiating Full and Final Settlements

Welcome to Johnny Debt’s ‘Guide to Achieving Good Full and Final Settlements.’ Whether you’re dealing with debts, legal disputes, or contractual matters, understanding how to secure a favourable settlement is crucial. In this guide, we’ll walk you through the essential … Continue reading →

Posted in Debt | Tagged Debt, Full and Final Settlement, Income and Expenditure, Insolvency, Money Saving, Short Settlement

How to Use Google to Live a More Frugal Lifestyle

Johnny Debt Posted on 12/09/2023 by Johnny Debt12/09/2023
How to be Frugal

Living a frugal lifestyle doesn’t mean sacrificing the things you love. With the help of Google’s vast array of tools and resources, you can lead a more financially responsible life while still enjoying the things that matter most. In this … Continue reading →

Posted in Money | Tagged Budgeting, Frugal, Money Saving

Do Your Own Debt Management Plan

Johnny Debt Posted on 10/09/2023 by Johnny Debt10/09/2023
Do Your Own Debt Management Plan

Can You Do Your Own Debt Management Plan (DMP)? The answer is a resounding yes. Contrary to the common misconception that managing debt requires professional intervention, many individuals can successfully navigate their way to financial freedom by creating their own … Continue reading →

Posted in Debt | Tagged Budgeting, DCA, Debt, Debt Collection, Debt Collection Agency, Debt Management Plans, DMP, Income and Expenditure

Is London’s ULEZ More About Money Than Clean Air?

Johnny Debt Posted on 07/09/2023 by Johnny Debt07/09/2023
ULEZ More About Money Than Clean Air

In the bustling metropolis of London, where historic landmarks and modern skyscrapers coexist, a controversial initiative has taken root: the Ultra Low Emission Zone (ULEZ). Introduced in 2019 with the noble goal of reducing air pollution, the ULEZ has indeed … Continue reading →

Posted in Debt | Tagged #STOM, Budgeting, Frugal, Money Saving

How to Stop an Eviction for Mortgage Arrears

Johnny Debt Posted on 05/09/2023 by Johnny Debt05/09/2023
Stopping an Eviction

A Step-by-Step Guide to Stopping an Eviction for Mortgage Arrears in the UK Facing an eviction due to mortgage arrears can be incredibly stressful, but there are steps you can take to stop it. Whether you’re dealing with illness, temporary … Continue reading →

Posted in Debt | Tagged Court Form N244, Debt, Eviction, Income and Expenditure

Flip Number Plates to Avoid ULEZ Charges

Johnny Debt Posted on 30/08/2023 by Johnny Debt07/09/2023
Flip Number Plates to Avoid ULEZ Charges

The idea of outsmarting the system by using flip number plates to evade Ultra Low Emission Zone (ULEZ) charges might sound appealing. After all, who wouldn’t want to dodge those extra fees? In this article, we’ll delve into the tantalising … Continue reading →

Posted in Money | Tagged #STOM, Budgeting, Frugal, Money Saving

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