The Role of Credit Scores in Debt Management Plans Debt management plans (DMPs) are designed to help people struggling with debt to pay off their debts in a structured way. The aim is to reduce monthly payments and make debts … Continue reading →
10 Proven Ways to Boost Your Credit Score Following these 10 Johnny Debt tips can be an effective way to improve your credit rating. By ensuring that you consistently pay your bills on time, keep your credit card balances low, … Continue reading →
My Full and Final Settlement Offer Has Been Rejected Do not despair, a full and final settlement can be a rather slow process. In many cases a creditor or a debt collection agency (DCA) may want to hold out for … Continue reading →
Get Car Finance with Bad Credit Contrary to popular belief, possessing a poor credit rating doesn’t necessarily mean that securing car finance is out of reach. In fact, numerous specialist lenders in the UK offer financing options tailored explicitly towards … Continue reading →
How to Achieve a Substantial Full and Final Settlement There are a number of things that you need to consider when trying to achieve a large discount in a Full and Final Settlement. In simple terms, the dirtier a debt … Continue reading →
What is the Minimum Amount I can Pay a Creditor If you are experiencing financial difficulties and have to reduce your payments to creditors, then you would want to make a payment of at least £1 to each creditor. Having … Continue reading →
How to Improve Your Credit Score Having a bad credit score can present significant challenges in obtaining credit from major loan providers, who always review a borrower’s credit history prior to approving a loan. This unfortunate reality can result in … Continue reading →
How to Improve Your Credit Rating A credit rating is one of the most important things in life, and it has a huge effect on your finances in a number of ways. Your credit rating will go a long way … Continue reading →
Link Between Credit Rating & Car Insurance I have just read a couple of disturbing blogs that say a poor credit rating will increase your car insurance costs! Admittedly, the sites that I have seen so far are good old … Continue reading →
Most women have never checked their credit score even though they are more at risk of being declined credit, according to a new study. Findings by Aqua, a credit card provider, reveal that 52% of women have never looked at … Continue reading →
Build Trust by Building a Better Credit Score It’s good to be trusted, especially if you want to borrow money. Unfortunately many consumers across the country have lost the trust of lenders due to having bad credit scores. The ability … Continue reading →
