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Author Archives: Johnny Debt

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Switch Bank Accounts to Make Money

Johnny Debt Posted on 30/01/2023 by Johnny Debt12/10/2023
Frugal

There are many banks that are offering you a nice lump sum if you switch your bank account to them. So yes, you can make some good extra by switching your bank accounts. Switching Banks Accounts is So Easy Now … Continue reading →

Posted in Money | Tagged Budgeting, Frugal, Money Making

Bank Account Leaches

Johnny Debt Posted on 29/01/2023 by Johnny Debt10/02/2023
Bank Account Leaches

Check Your Bank Account for Unnecessary Outgoings Do your own full audit of your bank account, double check to make sure that all standing orders and direct debits are still valid. OK, this may take a little time to do, … Continue reading →

Posted in Money | Tagged Debt, Frugal, Money Saving

Some Frugal Habits to Help You To Save

Johnny Debt Posted on 25/01/2023 by Johnny Debt10/02/2023
Cash Flow Problems

Stop Living From Payday to Payday Stopping the cycle of living pay-check to pay-check can have numerous benefits. First and foremost, it can help to reduce stress and anxiety caused by financial insecurity. With a plan in place to save … Continue reading →

Posted in Money | Tagged Budgeting, Frugal, Income and Expenditure, Money Saving

Stopping an Eviction

Johnny Debt Posted on 22/01/2023 by Johnny Debt15/04/2024
Eviction Stopped

Can an Eviction Be Stopped The short answer is yes, on this site there are a number of examples where evictions have been stopped. Being in debt can put you under so much pressure, you just want to hide and … Continue reading →

Posted in Debt | Tagged Bailiffs, CCJ, Court Form N244, Debt, Eviction, Income and Expenditure, Property, Repossession

Matched Betting to Make Money

Johnny Debt Posted on 21/01/2023 by Johnny Debt29/03/2023
Matched Betting

Discover How to Make Money From Home With Matched Betting Just because the word Betting is in the title, do not run away, just read on and see how you can make money from matched betting. I have personally tried … Continue reading →

Posted in Money | Tagged Money Making

What is Keeping You Poor

Johnny Debt Posted on 18/01/2023 by Johnny Debt10/02/2023
What if My IVA Fails

9 Habits that are Keeping You Poor I was watching this video by an accountant on YouTube @nischa which I thought would be worth sharing on this site. Don’t just skim through what is written here, watch the video, and … Continue reading →

Posted in Money | Tagged Benefits, Budgeting, Debt, Frugal, Income and Expenditure, Money Saving

Get Out of Debt on a Low Income

Johnny Debt Posted on 17/01/2023 by Johnny Debt06/04/2024
Money Fall

Stop Taking on New Debt Stop taking on new debt is a great way to help manage your finances. It can help you maintain a good credit score and keep your finances on track. Taking on new debt can add … Continue reading →

Posted in Money | Tagged Benefits, Budgeting, Debt, Income and Expenditure, Money Making, Money Saving

The Money Diet to Help with Your Finances

Johnny Debt Posted on 14/01/2023 by Johnny Debt29/03/2023

The Money Diet by Martin Lewis The Money Diet by Martin Lewis is a comprehensive guide to taking control of your finances. It gives practical advice on saving money, budgeting, and investing. It also offers tips on how to make … Continue reading →

Posted in Money | Tagged Benefits, Budgeting, Debt, Frugal, Money Saving

Example Letters to Creditors

Johnny Debt Posted on 13/01/2023 by Johnny Debt09/12/2023
Debt Collection Companies

Sample Letter to Debt Collection Agency for Debt Management Plan Once you have completed your Income and Expenditure, you will then want to send that to the Debt Collection Agency (DCA) with a covering letter.Their AddressYour AddressDateCompany: (who the original … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection Agency, Full and Final Settlement, Short Settlement

Creditor and Collection Agency Account Numbers

Johnny Debt Posted on 13/01/2023 by Johnny Debt16/07/2024
Dangers of IVAs

Here is a list of some of the more common Creditors, Debt Collection Agencies and Solicitors. with their sort codes and account numbers. It may be worth doing a further search to confirm that the information is still correct. Forcing … Continue reading →

Posted in Debt, Money | Tagged DCA, Debt, Debt Collection Agency

How to Complain and Get Results

Johnny Debt Posted on 13/01/2023 by Johnny Debt12/07/2024
Complaining Cow

Who is Helen Dewdney and the Complaining Cow Helen Dewdney is a consumer rights campaigner and author, best known for her book, ‘The Complaining Cow: How to Complain and Get Results‘. She is also the founder of the Consumer Champions … Continue reading →

Posted in Money | Tagged Money Saving

Using the Kakeibo Method to Save Money

Johnny Debt Posted on 12/01/2023 by Johnny Debt15/04/2024
Money Coins

What is Kakeibo Kakeibo is a Japanese budgeting system that helps users manage their money and keep track of their day-to-day expenses. It is based on the idea of “record and reflect”, which encourages users to record their finances and … Continue reading →

Posted in Money | Tagged Debt, Frugal, Money Saving

How Much to Pay in a Full and Final Settlement

Johnny Debt Posted on 11/01/2023 by Johnny Debt24/04/2023
Keep Calm and Carry On Fail

Obviously you will want to pay as little as possible, but there are some things that you may need to know about. Age of a Debt in a Full and Final Settlement Matters The older the debt is, the more … Continue reading →

Posted in Debt | Tagged Debt, Debt Collection Agency, Full and Final Settlement, Income and Expenditure, Property, Short Settlement

Can a Diesel Heater Run on Waste Oil

Johnny Debt Posted on 10/01/2023 by Johnny Debt15/04/2024
Jerry Cans

If you are thinking of getting a cheap Chinese Diesel heater, you may also be asking, can you reduce the running costs even more by running it on waste oil? Yes, diesel heaters can run on waste oil. This type … Continue reading →

Posted in Money | Tagged Debt, Frugal, Money Saving

Dealing with Debt Collection Agencies

Johnny Debt Posted on 09/01/2023 by Johnny Debt29/03/2023
Debt Collection Companies

The Best Way of Dealing with Debt Collection Agencies (DCAs) The best way of dealing with debt collection agencies is to remain professional, honest, and organized throughout the process. It is important to recognize that debt collection agencies are businesses, … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency

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