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Category Archives: Money

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How Much is My Debt Worth?

Johnny Debt Posted on 19/09/2011 by Johnny Debt06/04/2024

So you find out that your debt has been sold onto another company! Credit Services Association say on their site: “My debt was purchased; can I know how much it was purchased for? No, this is commercially sensitive information so … Continue reading →

Posted in Debt, Money | Tagged Credit Cards, Debt, Debt Collection, Insolvency, Money Making

Living Alone? Cut your Council Tax Bill by 25%

Johnny Debt Posted on 06/07/2011 by Johnny Debt10/02/2023

Courtesy of CAB Advice Guide: If only one adult lives in a property, they will get a 25 per cent discount on the council tax bill. When working out how many people live in a property, some people are not … Continue reading →

Posted in Money | Tagged Debt, Discounts, Money Saving, Property

Judgement Order Listings – Would You Pay??

Johnny Debt Posted on 25/05/2011 by Johnny Debt29/03/2023

How Shabby is this Company? Would you pay money over the Internet via an un-secure connection to this company? Her is a copy of a letter from Judgement Order Listings: “RE: One Call Insurance outstanding Account £ We have now … Continue reading →

Posted in Debt, Money | Tagged DCA, Debt, Debt Collection

Santander Business Bank of the Year – How the HELL??

Johnny Debt Posted on 18/05/2011 by Johnny Debt29/03/2023

I have just had the following through the post: ” Do you need financial help to achieve your business plans?”   The thing that really gets me about this letter is that at the bottom on the right-hand side they … Continue reading →

Posted in Money

Creditors & Collection Agencies

Johnny Debt Posted on 12/04/2011 by Johnny Debt16/07/2024

Click on link if you are looking for Creditor and Collection Agency Account Numbers Creditor Names & Addresses: Here are some of the names and addresses of creditors that Johnny Debt dealt with in the past….. 1st Choice Credit Imex … Continue reading →

Posted in Debt, Money | Tagged Bailiffs, Credit Cards, DCA, Debt, Debt Collection, Debt Collection Agency, Property

Killing Your Debts: 5 Tips For Debt Management

Johnny Debt Posted on 07/02/2011 by Johnny Debt29/03/2023

Ways To Help Reduce Your Debt Debt! It’s like a horde of locusts chewing through the greenery in your wallet. Not a pleasant thought, unless you’re an insect lover. www.johnnydebt.co.uk has a great selection of ideas for reducing not only … Continue reading →

Posted in Money | Tagged DCA, Debt Collection, Debt Management Plans, DMP

Try a “No Spend” Month

Johnny Debt Posted on 10/01/2011 by Johnny Debt29/03/2023

I came across this excellent article on The Dollar Stretcher “In our household of two adults and two teenagers, we are getting ready for February or, as it is being called in our home, “No Spend Month.” In other words, … Continue reading →

Posted in Money | Tagged Debt, Money Saving

What Are Balance Transfers & How Do They Work

Johnny Debt Posted on 20/12/2010 by Johnny Debt14/02/2023
Credit Cards

Today’s guest post comes to us from Jeff Weber. Jeff writes about saving money with balance transfers. What Are Balance Transfers & How Do They Work There are two types of credit card balance transfers: those with introductory offers and … Continue reading →

Posted in Money | Tagged Credit Cards, Debt, Debt Collection, Money Saving

Smart debt relief programs that can help you get rid of debt

Johnny Debt Posted on 08/12/2010 by Johnny Debt09/02/2023

Guest Post by Martha Jackson Are you struggling to pay off debt but are unable to do so? Well, if that is the case, then you should not worry any more. You can get help with debt through various debt … Continue reading →

Posted in Debt, Money | Tagged Debt, Debt Collection, Debt Management Plans, Insolvency, Short Settlement

I Filled My Car at £0.35 per litre!!!

Johnny Debt Posted on 10/11/2010 by Johnny Debt27/02/2023
Jerry Cans

WARNING 1 – In the UK it is not legal to run a car on cooking oil as it is a waste product, and it is not considered a suitable fuel for vehicles. The UK Vehicle Certification Agency (VCA) does … Continue reading →

Posted in Money | Tagged Debt, Frugal, Money Saving

Attachment of Earnings Order – What Should I do?

Johnny Debt Posted on 08/11/2010 by Johnny Debt19/11/2023
Dangers of Debt Solutions

Attachment of Earnings Order An attachment of earnings order is a legal document issued by a court which requires an employer to deduct a set amount of money from an employee’s wages each month and transfer it to a creditor. … Continue reading →

Posted in Money | Tagged CCJ, County Court Form, Court Form N245, DCA, Debt, Debt Collection, Debt Collection Agency, Debt Management Plans

How Credit Came About

Johnny Debt Posted on 18/09/2010 by Johnny Debt29/03/2023

This is a simple guide to help you understand the credit process. In England in times gone by, people who owned gold would often deposit it with their local goldsmith for safekeeping. In exchange for this, the depositor was given … Continue reading →

Posted in Money | Tagged Credit Cards, Debt

Hire Purchase Agreement

Johnny Debt Posted on 15/09/2010 by Johnny Debt10/02/2023

What is a hire purchase agreement? A hire purchase agreement is a way in which you can purchase a car on finance, i.e. you are provided with the car but you have not as yet bought it outright. For a … Continue reading →

Posted in Money | Tagged Debt, Property

Credit Card Debt Explained With a Glass of Water

Johnny Debt Posted on 14/09/2010 by Johnny Debt15/04/2024
Debt Questions - Johnny Debt

This is American, but explains in simple terms what happens if you just pay the minimum payments each month! How Minimum Payments Won’t Get You Out of Debt If you happen to have a fairly large amount of credit card … Continue reading →

Posted in Debt, Money | Tagged Budgeting, Credit Cards, Debt, Frugal

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