Financing a business with no money is not an easy task; however this challenge can be achieved with creativity and intelligence. The owners usually have to pay high interest rates for the funds that have been borrowed, along with an … Continue reading →
Retirement is the time when we should all be enjoying ourselves, free from the stresses of a daily working routine. Although we have more time on our hands, many of us will have less money, which means we need to … Continue reading →
The financial deluge that our country is going through is forcing even students to focus more on money than on their studies. Graduate students are looking for jobs that they can manage without having to jeopardize their studies and also … Continue reading →
Phone calls from debt collectors for debt settlement can be humiliating and daunting when you are forced to listen to their foul language and lies even at odd hours of the day. Consolidated Credit provides a guide to debt settlement … Continue reading →
Are you deeply in debt? Looking for a way to crawl out of debt? Debt consolidation could be the best option for you. It is a great direction to head in if you are unable to manage multiple debts and … Continue reading →
Are your earnings enough to cover you for the basic standard of living? The Joseph Rowntree Foundation (JRF) has done years of extensive study into this. JRF’s current research, which involved 21 new focus groups, have come up with updated … Continue reading →
Jimmy Carr Apologises on Twitter Jimmy Carr appears to be making headline news at the moment because of his tax affairs. According to the Sun Newspaper “DAVID Cameron last night blasted comedian Jimmy Carr — describing his tax dodging as … Continue reading →
General Form of Judgment or Order Here is an example of how a debtor applied to the courts to make reduced monthly payments. The court agreed with the debtor and approved that they should pay £56 per month on a … Continue reading →
In times of recession more and more families are turning to frugal living. But a common misconception is that frugal living often means a decline in living quality. Families often believe that by cutting down on costs they are forfeiting … Continue reading →
If you receive a letter from HMRC as shown below, things are becoming very serious. HM Revenue & Customs Distraint What it means you This fact sheet is intended for companies, partnerships or individuals – unless the text says otherwise. … Continue reading →
Live Below the Line This really has to be the Ultimate money-saving challenge that I have ever come across. All credit has to go to Live Below the Line – The Challenge website. From 7th – 11th May, they are … Continue reading →
Debt is something that affects us all, with differing reasons and outcomes. Ultimately, and quite obviously, we need to stay out of debt and be as on top of our bills as is financially possible. There are many tips that … Continue reading →
Are You Getting Too Many Phone Calls from Creditors? I constantly hear from people that say they feel harassed by some of the telephone calls that they receive from creditors. It can range from three or four calls a day … Continue reading →
Here are some tips on how to plan it. Christmas is considered to be the most special time of the year with reverberation of the Christmas carols and tales of Santa Claus. We often feel like giving gifts to our … Continue reading →
Aqua Increase Someone’s Credit Limit Surely when someone is in a debt management plan, a company does not review someone’s account and then increase their credit limit? This person is currently in a debt management plan and has been in … Continue reading →
