General Form of Judgment or Order

Here is an example of how a debtor applied to the courts to make reduced monthly payments. The court agreed with the debtor and approved that they should pay £56 per month on a debt of £13,000.

The creditor did not agree with this and submitted to the courts that they redetermine the claim, as the creditor wanted more than £56 a month.

Here is a copy of the ruling of the hearing:

“General Form of Judgment or Order

In the Weston-super-Mare County Court

Claim Number 123456

Date 25 May 2012

 

SANTANDER CONSUMER (UK) PLC TA SANTANDER CONSUMER FINANCE

MR JOE BLOGS

Before District Judge Corrigan sitting at Weston-super-Mare County Court, North Somerset Courthouse, The Hedges, St Georges, Weston-super-Mare, BS227BB

Upon reading a letter from the claimant, hearing the Solicitor for the Defendant

IT IS ORDERED THAT

1. The application to be redetermine is Dismissed
2. No further order as to costs.

Dated 18 May 2012″

So the end result is that the debtor will only pay £56 per month, which for them is manageable.

If you are being challenged by a creditor, then face it and fight back!