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Tag Archives: Credit Cards

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Creditors & Collection Agencies

Johnny Debt Posted on 12/04/2011 by Johnny Debt16/07/2024

Click on link if you are looking for Creditor and Collection Agency Account Numbers Creditor Names & Addresses: Here are some of the names and addresses of creditors that Johnny Debt dealt with in the past….. 1st Choice Credit Imex … Continue reading →

Posted in Debt, Money | Tagged Bailiffs, Credit Cards, DCA, Debt, Debt Collection, Debt Collection Agency, Property

Capital One Debt of £3750 settled for £1128

Johnny Debt Posted on 05/01/2011 by Johnny Debt29/03/2023

What is a Full and Final Settlement on a Debt A full and final settlement on a debt is an agreement between a creditor and a debtor to settle a debt for less than the full amount owed. This agreement … Continue reading →

Posted in Debt | Tagged Credit Cards, DCA, Debt, Debt Collection Agency, Full and Final Settlement, Money Saving, Short Settlement

What Are Balance Transfers & How Do They Work

Johnny Debt Posted on 20/12/2010 by Johnny Debt14/02/2023
Credit Cards

Today’s guest post comes to us from Jeff Weber. Jeff writes about saving money with balance transfers. What Are Balance Transfers & How Do They Work There are two types of credit card balance transfers: those with introductory offers and … Continue reading →

Posted in Money | Tagged Credit Cards, Debt, Debt Collection, Money Saving

Barclaycard Debt of £1,590.79 settled for £436.00

Johnny Debt Posted on 06/10/2010 by Johnny Debt19/03/2023
Full and Final Settlement Achieved

What is a Full and Final Settlement A full and final settlement is an arrangement to settle a debt or a loan in one lump sum payment. It is a type of debt relief that is usually used when a … Continue reading →

Posted in Debt | Tagged Credit Cards, DCA, Debt, Debt Collection, Debt Collection Agency, Full and Final Settlement, Money Saving, Short Settlement

Debt of £11,160 Settled for £2812 in Full & Final Settlement

Johnny Debt Posted on 24/09/2010 by Johnny Debt29/03/2023
Fredrickson-Full and Final

How Much Can You Settle a Debt For in Full & Final Settlement Well, as you can see in this particular case, a debt of £11,160 was eventually settled for £2,812 in a Full and Final Settlement. This works out … Continue reading →

Posted in Debt | Tagged Credit Cards, Debt, Debt Collection, Money Saving, Property, Short Settlement

In Debt, What should I Do?

Johnny Debt Posted on 23/09/2010 by Johnny Debt29/03/2023

By reading this post you have taken the first step!! Do a Full Financial Fact Find on Yourself Doing a full income and expenditure on yourself is an important step to take in order to understand your financial health. This … Continue reading →

Posted in Debt | Tagged Bailiffs, Charging Orders, Credit Cards, Debt Collection, Debt Management Plans, Default Notice, DMP, Eviction, Insolvency

What is the Right Debt Solution For Me?

Johnny Debt Posted on 22/09/2010 by Johnny Debt17/02/2023

DMP Gives You Time to Think A debt management plan (DMP) can be a short-term solution for those struggling with debt. It allows you to make one reduced payment to a debt management company, who will then distribute the money … Continue reading →

Posted in Debt | Tagged Credit Cards, Debt, Debt Management Plans, Default Notice, DMP, Property

Get Your Debt Written off

Johnny Debt Posted on 21/09/2010 by Johnny Debt26/05/2023
Johnny Debt #johnnydebt

Companies Claiming to Get Your Debts Written Off Every so often, there are companies that will claim that they can get your debt written off. The reality though is, debts just can’t be written off, unfortunately there is no magic … Continue reading →

Posted in Debt | Tagged Credit Cards, DCA, Debt, Debt Collection Agency, Debt Management Plans, DMP, Individual Voluntary Arrangement, Insolvency, IVA

How Credit Came About

Johnny Debt Posted on 18/09/2010 by Johnny Debt29/03/2023

This is a simple guide to help you understand the credit process. In England in times gone by, people who owned gold would often deposit it with their local goldsmith for safekeeping. In exchange for this, the depositor was given … Continue reading →

Posted in Money | Tagged Credit Cards, Debt

Debt of £7,770 Settled for £2,625 in Full & Final Settlement

Johnny Debt Posted on 15/09/2010 by Johnny Debt29/05/2023

Debt Settled Full and Final Settlement Equidebt Below you will see a full and final settlement was achieved with Equidebt. A full and final settlement on a debt of £7770 for £2625 was achieved by negotiating with the creditor. The … Continue reading →

Posted in Debt | Tagged Credit Cards, Debt, Full and Final Settlement, Short Settlement

Credit Card Debt Explained With a Glass of Water

Johnny Debt Posted on 14/09/2010 by Johnny Debt15/04/2024
Debt Questions - Johnny Debt

This is American, but explains in simple terms what happens if you just pay the minimum payments each month! How Minimum Payments Won’t Get You Out of Debt If you happen to have a fairly large amount of credit card … Continue reading →

Posted in Debt, Money | Tagged Budgeting, Credit Cards, Debt, Frugal

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