Retirement is the time when we should all be enjoying ourselves, free from the stresses of a daily working routine. Although we have more time on our hands, many of us will have less money, which means we need to … Continue reading →
Here is an example of how a debt £3071 with Barclays Bank was settled for £1145 with Meckenzie Hall a debt collection agency. Full & Final settlements can take a long time and be a rather difficult and tricky process … Continue reading →
Jimmy Carr Apologises on Twitter Jimmy Carr appears to be making headline news at the moment because of his tax affairs. According to the Sun Newspaper “DAVID Cameron last night blasted comedian Jimmy Carr — describing his tax dodging as … Continue reading →
In times of recession more and more families are turning to frugal living. But a common misconception is that frugal living often means a decline in living quality. Families often believe that by cutting down on costs they are forfeiting … Continue reading →
Live Below the Line This really has to be the Ultimate money-saving challenge that I have ever come across. All credit has to go to Live Below the Line – The Challenge website. From 7th – 11th May, they are … Continue reading →
Debt of £454.16 Settled for £127 In Full and Final Settlement Admittedly this is only a small debt, but it is another example of how creditors will accept a lower sum in order to settle a debt. Letter From Regal … Continue reading →
Debt is something that affects us all, with differing reasons and outcomes. Ultimately, and quite obviously, we need to stay out of debt and be as on top of our bills as is financially possible. There are many tips that … Continue reading →
Here are some tips on how to plan it. Christmas is considered to be the most special time of the year with reverberation of the Christmas carols and tales of Santa Claus. We often feel like giving gifts to our … Continue reading →
Full & Final Settlement Offer Accepted Barclaycard settle debt of £12,138.38 for £3,624 The following information was sent to me this morning. “We are prepared, without prejudice, to accept £3624.00in full an final settlement of the above account provided that … Continue reading →
Courtesy of CAB Advice Guide: If only one adult lives in a property, they will get a 25 per cent discount on the council tax bill. When working out how many people live in a property, some people are not … Continue reading →
5 Ways To Help Reduce Your Debt Debt! It’s like a horde of locusts chewing through the greenery in your wallet. Not a pleasant thought, unless you’re an insect lover. Here we have some great selections of ideas for reducing … Continue reading →
I came across this excellent article on The Dollar Stretcher “In our household of two adults and two teenagers, we are getting ready for February or, as it is being called in our home, “No Spend Month.” In other words, … Continue reading →
Keep a Notebook to Track Your Daily Spend Writing down your expenses in a notebook is one of the best ways to keep track of where your money is going. It can be helpful to write down all of your … Continue reading →
What is a Full and Final Settlement on a Debt A full and final settlement on a debt is an agreement between a creditor and a debtor to settle a debt for less than the full amount owed. This agreement … Continue reading →
Today’s guest post comes to us from Jeff Weber. Jeff writes about saving money with balance transfers. What Are Balance Transfers & How Do They Work There are two types of credit card balance transfers: those with introductory offers and … Continue reading →
