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Tag Archives: Money Saving

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Aktiv Kapital Gift Voucher or Robbery? #stom

Johnny Debt Posted on 26/11/2013 by Johnny Debt29/03/2023

Aktiv Kapital Settlement Offer Here is a letter (Click on Letter to Enlarge) that someone recently received from Aktiv Kapital offering a £940 discount off their debt of £6.268. On the face of it, this would seem like a very … Continue reading →

Posted in Debt | Tagged DCA, Debt Collection Agency, Money Saving, Short Settlement

Being Thrifty & Making Money to get out of Debt

Johnny Debt Posted on 03/11/2013 by Johnny Debt02/07/2025

If you are reading this because you are financially up the creek then do read on…. Twitter Followers Not sure why, but last week I had a sudden spurt of new followers. I have to say that I do get … Continue reading →

Posted in Money | Tagged Budgeting, Money Making, Money Saving

MyVoucherCodes Survey of UK Spending Habits – Help You Save Money

Johnny Debt Posted on 25/09/2012 by Johnny Debt29/03/2023

It is true that most people would rather save money on fashion and their holiday than anything else.  There are different ways as to how people can save money on fashion for instance the upcoming mid-season sale is a great … Continue reading →

Posted in Money | Tagged Money Saving

6 Ways to save Money in Retirement

Johnny Debt Posted on 26/07/2012 by Johnny Debt10/02/2023
Chelsea Pensioners

Retirement is the time when we should all be enjoying ourselves, free from the stresses of a daily working routine. Although we have more time on our hands, many of us will have less money, which means we need to … Continue reading →

Posted in Money | Tagged Budgeting, Income and Expenditure, Money Saving, Property

Debt of £3,071 Settled at £1,145 with Barclays Bank

Johnny Debt Posted on 11/07/2012 by Johnny Debt29/03/2023
Full and Final Settlement Achieved

Here is an example of how a debt £3071 with Barclays Bank was settled for £1145 with Meckenzie Hall a debt collection agency. Full & Final settlements can take a long time and be a rather difficult and tricky process … Continue reading →

Posted in Debt | Tagged Credit Cards, DCA, Debt, Debt Collection, Discounts, Full and Final Settlement, Money Saving, Short Settlement

Jimmy Carr Apologises – WHY?

Johnny Debt Posted on 21/06/2012 by Johnny Debt29/03/2023

Jimmy Carr Apologises on Twitter Jimmy Carr appears to be making headline news at the moment because of his tax affairs. According to the Sun Newspaper “DAVID Cameron last night blasted comedian Jimmy Carr — describing his tax dodging as … Continue reading →

Posted in Money | Tagged Discounts, Money Saving

Living Frugally with Voucher Codes

Johnny Debt Posted on 06/06/2012 by Johnny Debt31/01/2014

In times of recession more and more families are turning to frugal living. But a common misconception is that frugal living often means a decline in living quality. Families often believe that by cutting down on costs they are forfeiting … Continue reading →

Posted in Money | Tagged Discounts, Money Saving

The Ultimate Money Saving Challenge

Johnny Debt Posted on 13/04/2012 by Johnny Debt29/03/2023

Live Below the Line This really has to be the Ultimate money-saving challenge that I have ever come across. All credit has to go to Live Below the Line – The Challenge website. From 7th – 11th May, they are … Continue reading →

Posted in Money | Tagged Debt, Frugal, Money Saving

Regal Credit Accepted Full and Final Settlement at 70% Discount

Johnny Debt Posted on 02/04/2012 by Johnny Debt29/05/2023

Debt of £454.16 Settled for £127 In Full and Final Settlement Admittedly this is only a small debt, but it is another example of how creditors will accept a lower sum in order to settle a debt. Letter From Regal … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Full and Final Settlement, Money Saving, Short Settlement

Save thousands by changing service providers!

Johnny Debt Posted on 20/03/2012 by Johnny Debt29/03/2023

Debt is something that affects us all, with differing reasons and outcomes. Ultimately, and quite obviously, we need to stay out of debt and be as on top of our bills as is financially possible. There are many tips that … Continue reading →

Posted in Money | Tagged Debt, Discounts, Money Saving

Frugal Christmas is a new trend in the UK: Tips how to plan it!

Johnny Debt Posted on 14/12/2011 by Johnny Debt29/03/2023

Here are some tips on how to plan it. Christmas is considered to be the most special time of the year with reverberation of the Christmas carols and tales of Santa Claus. We often feel like giving gifts to our … Continue reading →

Posted in Money | Tagged Money Saving

Barclaycard Debt of £12,138 Settled for £3,624 with Full & Final Settlement

Johnny Debt Posted on 11/07/2011 by Johnny Debt29/03/2023
Full and Final Settlement Achieved

Full & Final Settlement Offer Accepted Barclaycard settle debt of £12,138.38 for £3,624 The following information was sent to me this morning. “We are prepared, without prejudice, to accept £3624.00in full  an final settlement of the above account provided that … Continue reading →

Posted in Debt | Tagged Credit Cards, Debt, Debt Collection, Discounts, Full and Final Settlement, Money Saving, Short Settlement

Living Alone? Cut your Council Tax Bill by 25%

Johnny Debt Posted on 06/07/2011 by Johnny Debt10/02/2023

Courtesy of CAB Advice Guide: If only one adult lives in a property, they will get a 25 per cent discount on the council tax bill. When working out how many people live in a property, some people are not … Continue reading →

Posted in Money | Tagged Debt, Discounts, Money Saving, Property

Killing Your Debts: 5 Tips For Debt Management

Johnny Debt Posted on 07/02/2011 by Johnny Debt02/03/2023

5 Ways To Help Reduce Your Debt Debt! It’s like a horde of locusts chewing through the greenery in your wallet. Not a pleasant thought, unless you’re an insect lover.  Here we have some great selections of ideas for reducing … Continue reading →

Posted in Debt | Tagged Debt, Debt Management Plans, Money Saving

Try a “No Spend” Month

Johnny Debt Posted on 10/01/2011 by Johnny Debt29/03/2023

I came across this excellent article on The Dollar Stretcher “In our household of two adults and two teenagers, we are getting ready for February or, as it is being called in our home, “No Spend Month.” In other words, … Continue reading →

Posted in Money | Tagged Debt, Money Saving

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