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Tag Archives: Property

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Notice of Eviction – It does not have to come to this!

Johnny Debt Posted on 26/07/2011 by Johnny Debt22/11/2023

Notice of Eviction In the Reading County Court The court has issued a warrant for the possession of the above property (land) at the request of the claimant. The warrant gives a county court bailiff the authority to evict you … Continue reading →

Posted in Debt | Tagged Bailiffs, CCJ, County Court Form, Court Form N244, Debt, Eviction, Property, Repossession

Living Alone? Cut your Council Tax Bill by 25%

Johnny Debt Posted on 06/07/2011 by Johnny Debt10/02/2023

Courtesy of CAB Advice Guide: If only one adult lives in a property, they will get a 25 per cent discount on the council tax bill. When working out how many people live in a property, some people are not … Continue reading →

Posted in Money | Tagged Debt, Discounts, Money Saving, Property

Creditors & Collection Agencies

Johnny Debt Posted on 12/04/2011 by Johnny Debt16/07/2024

Click on link if you are looking for Creditor and Collection Agency Account Numbers Creditor Names & Addresses: Here are some of the names and addresses of creditors that Johnny Debt dealt with in the past….. 1st Choice Credit Imex … Continue reading →

Posted in Debt, Money | Tagged Bailiffs, Credit Cards, DCA, Debt, Debt Collection, Debt Collection Agency, Property

About to be Evicted?

Johnny Debt Posted on 14/03/2011 by Johnny Debt15/04/2024

It would seem that eviction season is here again ……… or maybe it never went away?? Being evicted from one’s home is a very stressful and overwhelming situation. Fortunately, there are steps that can be taken to try and stop … Continue reading →

Posted in Debt | Tagged Court Form N244, Debt, Debt Collection, Debt Management Plans, Eviction, Property, Repossession

IVA’s Rescue or Rip-Off

Johnny Debt Posted on 19/01/2011 by Johnny Debt29/05/2023

Individual Voluntary Arrangement Rescue or Rip-Off What is an IVA ( Individual Voluntary Arrangement ) An Individual Voluntary Arrangement, commonly referred to as an IVA, is a contract that is binding to both the debtor and creditors. This agreement is … Continue reading →

Posted in Debt | Tagged Debt, Debt Collection, Individual Voluntary Arrangement, Insolvency, IVA, Property

Threatened with Bankruptcy!

Johnny Debt Posted on 23/11/2010 by Johnny Debt10/03/2024

Redwood Collections are Threatening Bankruptcy Here is a letter that a client received for Redwood Collection threatening bankruptcy “Should we not hear from you within the time-frame suggested this matter will be escalated for further action, including the issue of … Continue reading →

Posted in Debt | Tagged Bailiffs, Bankruptcy, Court Form IAA, Debt, Debt Collection, Debt Management Plans, DMP, Insolvency, Property, Statutory Demand

Warrant of Execution – Visit by Bailiff Stopped

Johnny Debt Posted on 08/11/2010 by Johnny Debt19/11/2023

What is a Warrant of Execution A Warrant of Execution is a legal document issued by the courts of England and Wales which orders a court bailiff or other authorised officer to take control of goods or property of a … Continue reading →

Posted in Debt | Tagged Bailiffs, CCJ, County Court Form, Court Form N245, Debt, Debt Collection, Debt Management Plans, DMP, Property, Warrant of Execution

Debt of £11,160 Settled for £2812 in Full & Final Settlement

Johnny Debt Posted on 24/09/2010 by Johnny Debt29/03/2023
Fredrickson-Full and Final

How Much Can You Settle a Debt For in Full & Final Settlement Well, as you can see in this particular case, a debt of £11,160 was eventually settled for £2,812 in a Full and Final Settlement. This works out … Continue reading →

Posted in Debt | Tagged Credit Cards, Debt, Debt Collection, Money Saving, Property, Short Settlement

What is the Right Debt Solution For Me?

Johnny Debt Posted on 22/09/2010 by Johnny Debt17/02/2023

DMP Gives You Time to Think A debt management plan (DMP) can be a short-term solution for those struggling with debt. It allows you to make one reduced payment to a debt management company, who will then distribute the money … Continue reading →

Posted in Debt | Tagged Credit Cards, Debt, Debt Management Plans, Default Notice, DMP, Property

What is a Charging Order

Johnny Debt Posted on 20/09/2010 by Johnny Debt20/03/2024

What is a Charging Order? A charging order is a legal process used to secure a debt owed to a creditor. It is a way for a creditor to secure a debt against an asset. The charging order essentially puts … Continue reading →

Posted in Debt | Tagged Charging Orders, Debt, Property

Hire Purchase Agreement

Johnny Debt Posted on 15/09/2010 by Johnny Debt10/02/2023

What is a hire purchase agreement? A hire purchase agreement is a way in which you can purchase a car on finance, i.e. you are provided with the car but you have not as yet bought it outright. For a … Continue reading →

Posted in Money | Tagged Debt, Property

Pre-Bailiff Visit

Johnny Debt Posted on 10/09/2010 by Johnny Debt29/05/2023
Pre Bailiff Visit

Pre-Bailiff Visit Letter On occasion, creditors have been known to send our pre-bailiff letters, in this case; “I have called on a Pre-Bailiff visit on behalf of CL Finance, but was unable to make contact with you. Please telephone me … Continue reading →

Posted in Debt | Tagged Bailiffs, DCA, Debt, Debt Collection, Insolvency, Property

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