Want your remortgage questions answered? We don’t blame you. Remortgaging might sound like a scary prospect, but if you’re in the position where you’d like to pay off certain debts, cut the length of your mortgage, or reduce your monthly … Continue reading →
Getting the right insurance as a taxi driver or taxi business owner is essential. Not only do you have to worry about the risks associated with other roads users but you also need to think about your passengers and the … Continue reading →
When you go bankrupt there are certain figures that the insolvency service would use to calculate your monthly disposable income. Obviously, some outgoings such as mortgage, rent or council tax will vary depending on where you are. Here is a … Continue reading →
Renting out a Spare Room OK, this may not be everybody’s cup of tea, but renting out a spare room can generate a lot of needed income. By letting out one of your rooms you could be generating yourself about … Continue reading →
Legality of Liability Orders Sadly I am not a solicitor (or maybe that is a good thing?), but each time that I have to deal with a liability order, I really do have to question the true legality of it. … Continue reading →
Since the financial crash, many people have been struggling to make ends meet and live within their means. Credit cards and loans can often be tempting when there is an important bill to pay or even when you want a … Continue reading →
Property Dangers in Bankruptcy In the past I have mentioned the dangers of what will happen to your property in Bankruptcy or an IVA. Here are some notes that need to be considered if you do not own a property … Continue reading →
For years now people have been making tidy profits out of the housing market. It seemed like it could only go up, but now all of that has changed. It is possible to lose as well as gain in property, … Continue reading →
According to Guardian, mortgage loans reached a new height in the beginning of 2013. In January 2013, the number of approved homebuyer mortgages reached 55,785 in comparison to 50,058 during the previous months. Mortgage lending increased by one billion pounds … Continue reading →
I recently finished reading Nick Freeman’s The Art Of The Loophole, I have to say that I thoroughly enjoyed reading it! “Hooray” to Angela Epstein who was the ghost writer of the book (it scares me when I mention writers … Continue reading →
Eviction Notice Early on Monday morning I found a text on my phone, asking for help with an eviction about to take place in a matter of hours. Good job I am an early riser!! So the time is about … Continue reading →
Visit By the Bailiffs Recently Mr H had a knock on his door and it was the Bailiff. Fortunately Mr H did not allow the Bailiff to enter his property, and sent him away with a flea in his ear. … Continue reading →
Note: s93 of the Tribunals Courts and Enforcement Act 2007 was bought into force on 1 October 2012. This enables a charging order to be made even though the client has not defaulted in payment of the instalment order. When … Continue reading →
This is the story of how on 31 May 2012, the Bird family were facing eviction from their home in Potters Bar. However, a small group of people decided to stand by the Bird family and resist the eviction that … Continue reading →
Individual Voluntary Arrangement (IVA) Warning! On a certain advert there is the following warning: “An IVA should only be considered in extreme circumstances. It is a formal agreement supervised by and insolvency practitioner. Failure to adhere to an IVA could … Continue reading →
