Since the financial crash, many people have been struggling to make ends meet and live within their means. Credit cards and loans can often be tempting when there is an important bill to pay or even when you want a … Continue reading →
Property Dangers in Bankruptcy In the past I have mentioned the dangers of what will happen to your property in Bankruptcy or an IVA. Here are some notes that need to be considered if you do not own a property … Continue reading →
For years now people have been making tidy profits out of the housing market. It seemed like it could only go up, but now all of that has changed. It is possible to lose as well as gain in property, … Continue reading →
According to Guardian, mortgage loans reached a new height in the beginning of 2013. In January 2013, the number of approved homebuyer mortgages reached 55,785 in comparison to 50,058 during the previous months. Mortgage lending increased by one billion pounds … Continue reading →
I recently finished reading Nick Freeman’s The Art Of The Loophole, I have to say that I thoroughly enjoyed reading it! “Hooray” to Angela Epstein who was the ghost writer of the book (it scares me when I mention writers … Continue reading →
Eviction Notice Early on Monday morning I found a text on my phone, asking for help with an eviction about to take place in a matter of hours. Good job I am an early riser!! So the time is about … Continue reading →
Visit By the Bailiffs Recently Mr H had a knock on his door and it was the Bailiff. Fortunately Mr H did not allow the Bailiff to enter his property, and sent him away with a flea in his ear. … Continue reading →
Note: s93 of the Tribunals Courts and Enforcement Act 2007 was bought into force on 1 October 2012. This enables a charging order to be made even though the client has not defaulted in payment of the instalment order. When … Continue reading →
This is the story of how on 31 May 2012, the Bird family were facing eviction from their home in Potters Bar. However, a small group of people decided to stand by the Bird family and resist the eviction that … Continue reading →
Individual Voluntary Arrangement (IVA) Warning! On a certain advert there is the following warning: “An IVA should only be considered in extreme circumstances. It is a formal agreement supervised by and insolvency practitioner. Failure to adhere to an IVA could … Continue reading →
Despite Wanting to Pay – Still Threatened with Bailiffs! There has been lots of news lately about councils using bailiffs to collect debt! It would appear that some debt collectors are making huge sums if money from collecting council debts. … Continue reading →
Are you having problems living up to the cost of daily life following your retirement? In today’s age of economic crisis and increasing prices of commodities, chances of most retirees answering this question with a yes is quite high. However, … Continue reading →
These Debt Collection letters are designed to put you under pressure. Here is a copy of the letter: CCSCOLLECT DEBT COLLECTORS Due to: Bradford Exchange Amount Due: £162.42Account N0: Payment Ref:Dear Mrs Name Our client Bradford Exchange has authorised us … Continue reading →
Have you ever wondered who owns your property, you or the mortgage company? Or does someone else have a say in what happens when you want to sell the property? I do not pretend to be an expert on Property … Continue reading →
How does a Lease Option Agreement work? An Investor and a Vendor (property owner) enter into what is known as an Option Agreement. The Option Agreement gives the Investor the opportunity to purchase the property at a mutually agree price … Continue reading →
