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How Much to Pay in a Full and Final Settlement

Johnny Debt Posted on 11/01/2023 by Johnny Debt24/04/2023
Keep Calm and Carry On Fail

Obviously you will want to pay as little as possible, but there are some things that you may need to know about. Age of a Debt in a Full and Final Settlement Matters The older the debt is, the more … Continue reading →

Posted in Debt | Tagged Debt, Debt Collection Agency, Full and Final Settlement, Income and Expenditure, Property, Short Settlement

Tips on How to Afford Buying a Home

Johnny Debt Posted on 01/11/2022 by Johnny Debt29/03/2023
How to afford your own home

Owning a house is a dream that everyone shares. Unfortunately, not everyone can live the dream for various reasons, including financial constraints. If you want to buy a house but are hesitating because you might not be able to afford … Continue reading →

Posted in Money | Tagged Property

Bankruptcy is my House at Risk

Johnny Debt Posted on 28/11/2020 by Johnny Debt25/02/2023
Warehouse Doors

My Property and Bankruptcy In this post I will give you a brief outline of what it means to go bankrupt and how is will affect your home. If you do go bankrupt, then every asset you have will have … Continue reading →

Posted in Debt | Tagged Bankruptcy, Debt, Debt Collection, Insolvency, Property

How has Coronavirus Affected New Home Construction?

Johnny Debt Posted on 25/06/2020 by Johnny Debt08/02/2023
Understanding Transactions at an Undervalue in Bankruptcy

The Coronavirus has adversely affected the global economy by halting and delaying operations in different sectors, including the construction industry. The pandemic has also disrupted projects commencement and completion dates due to the effects of lockdown and slowing production levels. … Continue reading →

Posted in Debt | Tagged Property

Money Saving Tips to Help Your Income

Johnny Debt Posted on 18/06/2019 by Johnny Debt31/03/2024
Coins

Money Saving Tips to Help Your Income If you’re finding it hard to keep money, but easy to spend it, it would seem that you’re not alone. More than half of 22-29-year olds have no savings at all, and the … Continue reading →

Posted in Money | Tagged Debt, Frugal, Income and Expenditure, Money Making, Money Saving, Property

DIY Debt Management Plan

Johnny Debt Posted on 23/05/2019 by Johnny Debt20/03/2024
Personal Debt

Can You Do Your Own Debt Management Plan The simple answer is YES! However, to start with is may be difficult to implement. I would say that if you are going to do your own Debt Management Plan, you need … Continue reading →

Posted in Debt | Tagged Budgeting, DCA, Debt, Debt Collection Agency, Income and Expenditure, Insolvency, Property

Full & final Settlement Offer Rejected

Johnny Debt Posted on 18/04/2019 by Johnny Debt22/11/2023
Money Finance Invoice

Full & Final Offer Rejected, What Do I Do? So your full and final settlement offer has been rejected, so what do you do now? The thing you have to remember about a full and final settlement, is that often … Continue reading →

Posted in Debt | Tagged Debt, Debt Collection Agency, Full and Final Settlement, Income and Expenditure, Property, Short Settlement

Full and Final Settlement Success

Johnny Debt Posted on 09/04/2019 by Johnny Debt06/06/2023
Full & Final Settlement

Full & Final Settlement Success Stories Full and Final Settlements (F&F) are not easy to achieve, but they are very much achievable with a bit of effort and quite a bit of nerve! The thing with a Full and Final … Continue reading →

Posted in Debt | Tagged DCA, Debt Collection Agency, Full and Final Settlement, Property, Short Settlement

IVA’s Good or Bad

Johnny Debt Posted on 22/03/2019 by Johnny Debt30/04/2023
Don't End Up in Shitterton

Is and IVA Worth Considering? I recently came across the News Letter by The Bankruptcy Association. It was interesting to read the following passage about IVA’s: “I have noticed in particular that most debt collection companies and agents are quick … Continue reading →

Posted in Debt | Tagged Bankruptcy, Debt, Insolvency, IVA, Property

What Questions Should You Ask Your Estate Agent?

Johnny Debt Posted on 20/09/2018 by Johnny Debt10/02/2023
Understanding Transactions at an Undervalue in Bankruptcy

You could be paying your estate agent thousands of pounds to help you sell your property, so it’s worth asking a few questions before you think about signing on the dotted line. What’s Your Commission? The commission is the percentage … Continue reading →

Posted in Debt | Tagged Property

Which Type of Loan is Right for Me?

Johnny Debt Posted on 20/10/2016 by Johnny Debt10/02/2023

When it comes to personal finances, it can sometimes be hard to manage our everyday and monthly expenses. With a falling pound and rising costs, the simple fact is, we can struggle. And if we know something is going to … Continue reading →

Posted in Money | Tagged Property

What are Your Options Before Home Repossession?

Johnny Debt Posted on 21/06/2016 by Johnny Debt13/03/2023

Unfortunately, repossession is a reality that many home owners are faced with every day in the UK, but there are certain steps you can take before it gets to this stage in a bid to keep possession of your home. … Continue reading →

Posted in Debt | Tagged Debt, Eviction, Property, Repossession

Saving Money on Home Improvements

Johnny Debt Posted on 14/06/2016 by Johnny Debt10/02/2023

Summertime is generally when you start to notice all the things you’d consider an imperfection in your home. Whether you think your living room’s looking a bit drab and is in need of a fresh lick of paint or you’re … Continue reading →

Posted in Money | Tagged Frugal, Money Saving, Property

Online Lettings Agents Explained

Johnny Debt Posted on 06/05/2016 by Johnny Debt10/02/2023

If you’re thinking of renting out a property to tenants there are lot of things to take into account. Your responsibilities as a landlord may be difficult to keep to if you live far away or have difficulties with mobility … Continue reading →

Posted in Debt | Tagged Property

What is a Bridging Loan? @bridgingloancen

Johnny Debt Posted on 24/09/2015 by Johnny Debt29/03/2023

What is a Bridging Loan? A bridging loan is a short term funding solution that can be used until a long term solution has been found. A bridging loan is for almost all land or residential property in the United … Continue reading →

Posted in Money | Tagged Property

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