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DIY Debt Management Plan

Johnny Debt Posted on 23/05/2019 by Johnny Debt20/03/2024
Personal Debt

Can You Do Your Own Debt Management Plan The simple answer is YES! However, to start with is may be difficult to implement. I would say that if you are going to do your own Debt Management Plan, you need … Continue reading →

Posted in Debt | Tagged Budgeting, DCA, Debt, Debt Collection Agency, Income and Expenditure, Insolvency, Property

Full & final Settlement Offer Rejected

Johnny Debt Posted on 18/04/2019 by Johnny Debt22/11/2023
Money Finance Invoice

Full & Final Offer Rejected, What Do I Do? So your full and final settlement offer has been rejected, so what do you do now? The thing you have to remember about a full and final settlement, is that often … Continue reading →

Posted in Debt | Tagged Debt, Debt Collection Agency, Full and Final Settlement, Income and Expenditure, Property, Short Settlement

Full and Final Settlement Success

Johnny Debt Posted on 09/04/2019 by Johnny Debt06/06/2023
Full & Final Settlement

Full & Final Settlement Success Stories Full and Final Settlements (F&F) are not easy to achieve, but they are very much achievable with a bit of effort and quite a bit of nerve! The thing with a Full and Final … Continue reading →

Posted in Debt | Tagged DCA, Debt Collection Agency, Full and Final Settlement, Property, Short Settlement

IVA’s Good or Bad

Johnny Debt Posted on 22/03/2019 by Johnny Debt30/04/2023
Don't End Up in Shitterton

Is and IVA Worth Considering? I recently came across the News Letter by The Bankruptcy Association. It was interesting to read the following passage about IVA’s: “I have noticed in particular that most debt collection companies and agents are quick … Continue reading →

Posted in Debt | Tagged Bankruptcy, Debt, Insolvency, IVA, Property

What Questions Should You Ask Your Estate Agent?

Johnny Debt Posted on 20/09/2018 by Johnny Debt10/02/2023
Understanding Transactions at an Undervalue in Bankruptcy

You could be paying your estate agent thousands of pounds to help you sell your property, so it’s worth asking a few questions before you think about signing on the dotted line. What’s Your Commission? The commission is the percentage … Continue reading →

Posted in Debt | Tagged Property

Which Type of Loan is Right for Me?

Johnny Debt Posted on 20/10/2016 by Johnny Debt10/02/2023

When it comes to personal finances, it can sometimes be hard to manage our everyday and monthly expenses. With a falling pound and rising costs, the simple fact is, we can struggle. And if we know something is going to … Continue reading →

Posted in Money | Tagged Property

What are Your Options Before Home Repossession?

Johnny Debt Posted on 21/06/2016 by Johnny Debt13/03/2023

Unfortunately, repossession is a reality that many home owners are faced with every day in the UK, but there are certain steps you can take before it gets to this stage in a bid to keep possession of your home. … Continue reading →

Posted in Debt | Tagged Debt, Eviction, Property, Repossession

Saving Money on Home Improvements

Johnny Debt Posted on 14/06/2016 by Johnny Debt10/02/2023

Summertime is generally when you start to notice all the things you’d consider an imperfection in your home. Whether you think your living room’s looking a bit drab and is in need of a fresh lick of paint or you’re … Continue reading →

Posted in Money | Tagged Frugal, Money Saving, Property

Online Lettings Agents Explained

Johnny Debt Posted on 06/05/2016 by Johnny Debt10/02/2023

If you’re thinking of renting out a property to tenants there are lot of things to take into account. Your responsibilities as a landlord may be difficult to keep to if you live far away or have difficulties with mobility … Continue reading →

Posted in Debt | Tagged Property

What is a Bridging Loan? @bridgingloancen

Johnny Debt Posted on 24/09/2015 by Johnny Debt29/03/2023

What is a Bridging Loan? A bridging loan is a short term funding solution that can be used until a long term solution has been found. A bridging loan is for almost all land or residential property in the United … Continue reading →

Posted in Money | Tagged Property

What is Involved in Remortgaging?

Johnny Debt Posted on 07/05/2014 by Johnny Debt29/03/2023

Want your remortgage questions answered? We don’t blame you. Remortgaging might sound like a scary prospect, but if you’re in the position where you’d like to pay off certain debts, cut the length of your mortgage, or reduce your monthly … Continue reading →

Posted in Money | Tagged Guest Post, Property

What Insurance do Taxi Drivers Need?

Johnny Debt Posted on 28/02/2014 by Johnny Debt29/03/2023

Getting the right insurance as a taxi driver or taxi business owner is essential.  Not only do you have to worry about the risks associated with other roads users but you also need to think about your passengers and the … Continue reading →

Posted in Money | Tagged Property

What Expenses Can I Claim for If Going Bankrupt?

Johnny Debt Posted on 06/02/2014 by Johnny Debt29/03/2023

When you go bankrupt there are certain figures that the insolvency service would use to calculate your monthly disposable income. Obviously, some outgoings such as mortgage, rent or council tax will vary depending on where you are. Here is a … Continue reading →

Posted in Debt | Tagged Bankruptcy, Debt, Insolvency, Property

Missing out on £8000 a Year? Turn Spare Room into Cash

Johnny Debt Posted on 04/02/2014 by Johnny Debt29/03/2023

Renting out a Spare Room OK, this may not be everybody’s cup of tea, but renting out a spare room can generate a lot of needed income. By letting out one of your rooms you could be generating yourself about … Continue reading →

Posted in Debt | Tagged Money Making, Property

Council Tax and Liability Orders Legality

Johnny Debt Posted on 29/01/2014 by Johnny Debt22/01/2024

Legality of Liability Orders Sadly I am not a solicitor (or maybe that is a good thing?), but each time that I have to deal with a liability order, I really do have to question the true legality of it. … Continue reading →

Posted in Debt | Tagged County Court Form, Debt, Liability Order, Property

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