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Author Archives: Johnny Debt

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The Art of the Loophole by Nick Freeman

Johnny Debt Posted on 07/06/2013 by Johnny Debt21/12/2023

I recently finished reading Nick Freeman’s The Art Of The Loophole, I have to say that I thoroughly enjoyed reading it! “Hooray” to Angela Epstein who was the ghost writer of the book (it scares me when I mention writers … Continue reading →

Posted in Money | Tagged CCJ, Charging Orders, County Court Form, County Court Judgment, Property

Credit Rating – Its Importance and How to Improve It

Johnny Debt Posted on 07/06/2013 by Johnny Debt24/02/2024

Credit Rating – Its Importance and How to Improve It Credit rating is becoming more important than ever. Even if you’ve resolved to lead a debt-free life, maintaining a good score will help you in more ways than one. If … Continue reading →

Posted in Debt, Money | Tagged Credit Cards

Stop Thieving Our Money #STOM Speed Cameras

Johnny Debt Posted on 31/05/2013 by Johnny Debt29/03/2023

Mobile Speed Cameras One morning whilst walking my dog I came across a Mobile Speed Camera Van doing what it does best, Thieving Our Money!! OK, I know that there are people out there that will be shouting, “it is … Continue reading →

Posted in Money | Tagged #STOM

Debt of £3842 Settled for £1184 with Triton Credit Services

Johnny Debt Posted on 01/05/2013 by Johnny Debt29/03/2023

Full & Final Settlement Yet another example of how full and final or short settlements are still achievable: “TritonCredit ServicesAddress: P.O. Box 5827, Basildon, Essex SS14 1XSTelephone: 02-7680-9301Facsimile: 02-7702-9800 Creditor: National Westminster Bank PLCOur Ref: NUMBERRe: NAMEAmount Due: £3842.20 Dear … Continue reading →

Posted in Debt | Tagged DCA, Debt Collection Agency, Full and Final Settlement, Income and Expenditure, Short Settlement

Procedure in Liability Order Applications #stom

Johnny Debt Posted on 23/04/2013 by Johnny Debt22/01/2024

JUSTICES’ CLERKS’ SOCIETY Procedure in Liability Order Applications 1. Background Council has been contacted by NAME HMCS Enforcement Team concerning the way HMCS records the making of liability orders in Council Tax cases, due to challenges to the process in … Continue reading →

Posted in Debt | Tagged Debt, Liability Order

Notice of Eviction – Is This Fraud

Johnny Debt Posted on 27/03/2013 by Johnny Debt15/04/2024

Eviction Notice Early on Monday morning I found a text on my phone, asking for help with an eviction about to take place in a matter of hours. Good job I am an early riser!! So the time is about … Continue reading →

Posted in Money | Tagged Bailiffs, County Court Form, Court Form N244, Debt Collection, Eviction, Property, Repossession

Liability Orders – Are They Genuine?

Johnny Debt Posted on 22/03/2013 by Johnny Debt29/05/2023

Visit By the Bailiffs Recently Mr H had a knock on his door and it was the Bailiff. Fortunately Mr H did not allow the Bailiff to enter his property, and sent him away with a flea in his ear. … Continue reading →

Posted in Debt, Money | Tagged County Court Form, Debt Collection, Liability Order, Property

General Form of Judgment or Order – Is This a Joke?

Johnny Debt Posted on 21/03/2013 by Johnny Debt29/03/2023

You really could not make it up if you tried!! Here is the case where someone went to court apply for a variation of an order. General Form of Judgment or Order Upon hearing the representative from the claimant and … Continue reading →

Posted in Money | Tagged CCJ, Charging Orders, County Court Form, County Court Judgment

Charging Orders

Johnny Debt Posted on 11/03/2013 by Johnny Debt10/02/2023

Note: s93 of the Tribunals Courts and Enforcement Act 2007 was bought into force on 1 October 2012. This enables a charging order to be made even though the client has not defaulted in payment of the instalment order. When … Continue reading →

Posted in Debt | Tagged CCJ, County Court Judgment, Property

Stop Worrying About Debt and the Future with Effective Over 50s Life Cover

Johnny Debt Posted on 05/03/2013 by Johnny Debt29/03/2023

It’s always important to think about the future for you and your family, even if you aren’t sure whether you will be around to see it. This is not going to be the first thing on your mind of course, … Continue reading →

Posted in Money | Tagged Guest Post

THE PEOPLE v THE BANKS: Eviction Stopped

Johnny Debt Posted on 20/02/2013 by Johnny Debt15/04/2024

This is the story of how on 31 May 2012, the Bird family were facing eviction from their home in Potters Bar. However, a small group of people decided to stand by the Bird family and resist the eviction that … Continue reading →

Posted in Debt | Tagged Bailiffs, Debt, Eviction, Property, Repossession

The Banks Will Steal from You #stom

Johnny Debt Posted on 07/02/2013 by Johnny Debt29/03/2023

Bank of Scotland “IF YOU DO NOT MAKE A PAYMENT, WE MAY TAKE ANY FUNDS YOU HAVE AVAILABLE IN ANOTHER CURRENT OR SAVINGS ACCOUNT THAT YOU HOLD WITH US, EVEN IF IT IS A JOINT ACCOUNT.” If you are having … Continue reading →

Posted in Money

Company Voluntary Arrangements (CVAs) Guide

Johnny Debt Posted on 31/01/2013 by Johnny Debt29/03/2023

A Brief Guide to Company Voluntary Arrangements (CVAs) Many businesses in the UK are experiencing financial turmoil for a number of reasons – whether it be failing to keep up with shifts in consumer trends (as in the case of … Continue reading →

Posted in Debt | Tagged Insolvency

Why do Start-Ups Choose Invoice Finance?

Johnny Debt Posted on 22/01/2013 by Johnny Debt29/03/2023

If you’re planning a new business venture you’ll know that the first few months are crucial to ensure your venture survives long-term. A relatively high percentage of new businesses don’t make it past the first year of trading, and no-one … Continue reading →

Posted in Money

Debt Collection Letter – RSM Tenon

Johnny Debt Posted on 14/01/2013 by Johnny Debt29/05/2023

Debt Collection Letter Here is a letter that a Debtor received from RSM Tenon, chasing a debt of over £4000: RSM Tenon RecoverySalisbury House, 31 Finsbury Circus,London EC2M 5SQ Dear NAME Re: NATIONAL WESTMINSTER BANK – Outstanding Balance: £4925.10Sort Codes: … Continue reading →

Posted in Debt | Tagged DCA, Debt Collection Agency

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