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Author Archives: Johnny Debt

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Are You Struggling After Being Signed Off Work Due To Repetitive Strain Injury? What You Should Know

Johnny Debt Posted on 01/01/2014 by Johnny Debt08/02/2023

If you have been experiencing pain in a specific part of your body that has been confirmed as repetitive strain injury, you are probably coping with a range of emotions including sadness, confusion and anger. Not only that, but your … Continue reading →

Posted in Money | Tagged Guest Post, Money Making

Debt of £16,348 Settled for £5,022 with Barclays in Full & Final Settlement

Johnny Debt Posted on 14/12/2013 by Johnny Debt27/11/2023
Full and Final Settlement Achieved

Buchanan Clark & Wells Agree Full & Final Settlement This debt was actually settled with Buchanan Clark & Wells who were collecting on behalf of Barclays Bank. This is certainly a fantastic start to the New Year for one person! … Continue reading →

Posted in Debt | Tagged Debt Collection, Full and Final Settlement, Money Saving, Short Settlement

Is My Credit Rating Increasing My Car Insurance #stom

Johnny Debt Posted on 11/12/2013 by Johnny Debt08/02/2023
Mini

Link Between Credit Rating & Car Insurance I have just read a couple of disturbing blogs that say a poor credit rating will increase your car insurance costs! Admittedly, the sites that I have seen so far are good old … Continue reading →

Posted in Money | Tagged Credit Rating, Money Saving

Aktiv Kapital Gift Voucher or Robbery? #stom

Johnny Debt Posted on 26/11/2013 by Johnny Debt29/03/2023

Aktiv Kapital Settlement Offer Here is a letter (Click on Letter to Enlarge) that someone recently received from Aktiv Kapital offering a £940 discount off their debt of £6.268. On the face of it, this would seem like a very … Continue reading →

Posted in Debt | Tagged DCA, Debt Collection Agency, Money Saving, Short Settlement

Being Thrifty & Making Money to get out of Debt

Johnny Debt Posted on 03/11/2013 by Johnny Debt02/07/2025

If you are reading this because you are financially up the creek then do read on…. Twitter Followers Not sure why, but last week I had a sudden spurt of new followers. I have to say that I do get … Continue reading →

Posted in Money | Tagged Budgeting, Money Making, Money Saving

Selling your House to Get out of Debt

Johnny Debt Posted on 14/10/2013 by Johnny Debt29/03/2023

Since the financial crash, many people have been struggling to make ends meet and live within their means. Credit cards and loans can often be tempting when there is an important bill to pay or even when you want a … Continue reading →

Posted in Debt | Tagged Debt, Money Making, Property

1st Credit Settlement Offer

Johnny Debt Posted on 30/09/2013 by Johnny Debt19/03/2023

Full & Final Settlement Offer Here is a letter recently received from 1st Credit: “1st CreditP.O. Box 278ReigateRH2 7WBTel: 01737 235202Fax: 01737 887697 1st Credit Ref: NUMBER “Special Low Discount Opportunity” YOU PAY HALFWE PAY HALF Mr NAMEBLACK HORSE LIMITED … Continue reading →

Posted in Debt | Tagged DCA, Debt Collection Agency, Full and Final Settlement, Income and Expenditure, Short Settlement

Summons for Non-Payment of Council Tax

Johnny Debt Posted on 19/09/2013 by Johnny Debt29/03/2023

SUMMONS FOR NON-PAYMENT OF COUNCIL TAX PETTY  SESSIONAL AREA OF SOUTH CHESHIRE IN THE COUNTY OF CHESHIRE SOUTH CHESHIRE MAGISTRATES COURT (1187) COMPLAINANT: Cheshire East Borough Council Account Reference: Summons Number: NUMBER Complaint has today been laid by Cheshire East … Continue reading →

Posted in Debt | Tagged Liability Order

Bankruptcy & Property is Your Home Safe?

Johnny Debt Posted on 09/09/2013 by Johnny Debt29/05/2023

Property Dangers in Bankruptcy In the past I have mentioned the dangers of what will happen to your property in Bankruptcy or an IVA. Here are some notes that need to be considered if you do not own a property … Continue reading →

Posted in Debt | Tagged Bankruptcy, Insolvency, IVA, Property

Bike Insurance and its Increasing Need

Johnny Debt Posted on 27/07/2013 by Johnny Debt08/02/2023
Bike Insurance and its Increasing Need

If you are a professional cyclist, you must definitely be aware of various ways with which you can insure or protect your bicycle. Getting basic bicycle insurance is probably the first and foremost thing that you should do. If you … Continue reading →

Posted in Money | Tagged Guest Post

Debt and Deed of Assignment #stom

Johnny Debt Posted on 25/07/2013 by Johnny Debt29/05/2023

Selling of Debt My understanding is that if a creditor sells a debt there has to be a Deed of Assignment to prove that the debt has actually been sold on to another company. I also believe that a deed … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency

Make Sure Your House Doesn’t Leave You in Debt

Johnny Debt Posted on 01/07/2013 by Johnny Debt29/03/2023

For years now people have been making tidy profits out of the housing market. It seemed like it could only go up, but now all of that has changed. It is possible to lose as well as gain in property, … Continue reading →

Posted in Debt | Tagged Property

Majority of Women Unaware of Their Credit Rating

Johnny Debt Posted on 25/06/2013 by Johnny Debt11/02/2023
Credit Rating

Most women have never checked their credit score even though they are more at risk of being declined credit, according to a new study. Findings by Aqua, a credit card provider, reveal that 52% of women have never looked at … Continue reading →

Posted in Money | Tagged Credit Rating

5 Different Ways You Can Finance Your New Car

Johnny Debt Posted on 14/06/2013 by Johnny Debt06/04/2024
Mini

5 Different Ways You Can Finance Your New Car Making the decision to purchase a new car is an exciting one. After browsing online, choosing the car of your dreams and picking out all of the optional extras that you’re … Continue reading →

Posted in Money | Tagged Guest Post

Biggest Mortgage Mistakes and How to Avoid Those

Johnny Debt Posted on 10/06/2013 by Johnny Debt10/02/2023
Understanding Transactions at an Undervalue in Bankruptcy

According to Guardian, mortgage loans reached a new height in the beginning of 2013. In January 2013, the number of approved homebuyer mortgages reached 55,785 in comparison to 50,058 during the previous months. Mortgage lending increased by one billion pounds … Continue reading →

Posted in Debt | Tagged Guest Post, Property

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