Individual Voluntary Arrangement (IVA) Warning! On a certain advert there is the following warning: “An IVA should only be considered in extreme circumstances. It is a formal agreement supervised by and insolvency practitioner. Failure to adhere to an IVA could … Continue reading →
Despite Wanting to Pay – Still Threatened with Bailiffs! There has been lots of news lately about councils using bailiffs to collect debt! It would appear that some debt collectors are making huge sums if money from collecting council debts. … Continue reading →
What a joy it was to read the paper this morning and to read the following headline: Victory Over Cold Callers I have in previous posts here and in other places complained about receiving lots of cold calls in a … Continue reading →
If you’re struggling with debt, you may not know where to turn. You don’t need to struggle alone, however. Getting debt advice from a professional organisation – like the Debt Advisory Centre (the author of this article) – could put … Continue reading →
Deep in Debt and Needing Help Here is an eMail that I received just last night “From: MRS L name@hotmail.co.uk Message:Dear Sir, I have had a letter from Westcot Credit Service about the money I owe to the bank,, which … Continue reading →
Cash flow problems are a worry for many small businesses, but the real trick is in identifying them before they’ve even happened. If you can do this, you can overcome it before it even becomes a threat to your business. … Continue reading →
It is true that most people would rather save money on fashion and their holiday than anything else. There are different ways as to how people can save money on fashion for instance the upcoming mid-season sale is a great … Continue reading →
Are you having problems living up to the cost of daily life following your retirement? In today’s age of economic crisis and increasing prices of commodities, chances of most retirees answering this question with a yes is quite high. However, … Continue reading →
The occasional bad debt is just part of doing business, and probably always has been. The trick is to realize who is not going to pay you as quickly as possible so you can begin taking steps – but of … Continue reading →
Don’t you just love the reply you get from Marston’s when you send them an email?? Thank you for your email which will now be forwarded to the relevant department Please be advised that enforcement action will NOT be suspended … Continue reading →
These Debt Collection letters are designed to put you under pressure. Here is a copy of the letter: CCSCOLLECT DEBT COLLECTORS Due to: Bradford Exchange Amount Due: £162.42Account N0: Payment Ref:Dear Mrs Name Our client Bradford Exchange has authorised us … Continue reading →
Have you ever wondered who owns your property, you or the mortgage company? Or does someone else have a say in what happens when you want to sell the property? I do not pretend to be an expert on Property … Continue reading →
How does a Lease Option Agreement work? An Investor and a Vendor (property owner) enter into what is known as an Option Agreement. The Option Agreement gives the Investor the opportunity to purchase the property at a mutually agree price … Continue reading →
Financing a business with no money is not an easy task; however this challenge can be achieved with creativity and intelligence. The owners usually have to pay high interest rates for the funds that have been borrowed, along with an … Continue reading →
There has been a great deal of talk in the UK press of late about equity release. Is it a good idea? Is it safe? Do retirees get a raw deal from such plans? These are all questions that the … Continue reading →
