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Category Archives: Debt

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Two Step Debt Solution

Johnny Debt Posted on 28/03/2023 by Johnny Debt13/06/2023
Debt Relief Tablet

Consider Solving You Debt Problem with a 2 Step Approach The biggest problem with debt is the constant calls and letter from creditors, which forces you into making a hasty and possibly financially dangerous decision of choosing the wrong debt … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection Agency, Debt Management Plans, DMP, Income and Expenditure, Insolvency, Property

Get Car Finance with Bad Credit

Johnny Debt Posted on 27/03/2023 by Johnny Debt27/03/2024
Logbook Loans

Get Car Finance with Bad Credit Contrary to popular belief, possessing a poor credit rating doesn’t necessarily mean that securing car finance is out of reach. In fact, numerous specialist lenders in the UK offer financing options tailored explicitly towards … Continue reading →

Posted in Debt | Tagged CCJ, County Court Judgment, Credit Rating, Debt, Individual Voluntary Arrangement, IVA

Subject Access Request for Debt

Johnny Debt Posted on 26/03/2023 by Johnny Debt29/06/2024
SARs Request

What is a Subject Access Request A subject access request (SAR) is a legal mechanism that empowers individuals to gain access to their personal data held by organizations, pursuant to data protection regulations. Specifically, under the General Data Protection Regulation … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency

Full and Final Settlement with Bank of Scotland

Johnny Debt Posted on 23/03/2023 by Johnny Debt29/05/2023
Full and Final Settlement Achieved

The outstanding debt of £11,900.82 with Bank of Scotland has been settled for the sum of £2,230.51, resulting in a considerable saving of roughly 81% off the original balance. The negotiation of a full and final settlement was made possible … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency, Full and Final Settlement, Income and Expenditure, Short Settlement

Letter of Authorisation for Debt

Johnny Debt Posted on 18/03/2023 by Johnny Debt29/05/2023
Letter of Authorisation

When dealing with Debt Collection Agencies (DCA), it is not uncommon to feel overwhelmed or unsure of how to proceed. In some cases, you may wish to appoint someone to act on your behalf in order to help navigate the … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency

Debt Management Plans are Good

Johnny Debt Posted on 15/03/2023 by Johnny Debt15/03/2024
Time to Think

Debt Management Plans are Good Let’s face it, nobody wants to find themselves buried under the weight of mounting debt, yet sometimes unforeseen circumstances can leave us with little choice but to seek assistance from a debt management plan. Despite … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency, Debt Management Plans, DMP

Full and Final Settlement with HBOS

Johnny Debt Posted on 12/03/2023 by Johnny Debt29/05/2023
Full and Final Settlement Achieved

Here is an example of full and final settlement has been achieved with Apex Credit Management in regards to the debt of £5925. The settlement amount agreed upon is significantly lower, at only £1491, which represents a remarkable saving of … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency, Full and Final Settlement, Short Settlement

Research Debt Help Companies

Johnny Debt Posted on 10/03/2023 by Johnny Debt25/01/2024
What Debt Solution

Research Debt Help Companies You are drowning in debt and getting constant calls from creditors and Debt Collection Agencies (DCA’s),. You are looking for a way out as soon as possible, but you do need to stop, think and do … Continue reading →

Posted in Debt | Tagged Debt, Debt Collection, Debt Collection Agency, Insolvency

Citizens Advice Good or Bad

Johnny Debt Posted on 08/03/2023 by Johnny Debt05/02/2024
Snake Oil Salesmen

What Does the Citizens Advice Bureaux (CAB) Do? The Citizens Advice Bureaux (CAB) in the UK play a vital role in providing advice and support to individuals facing a wide range of issues. Whether you’re dealing with problems related to … Continue reading →

Posted in Debt | Tagged Bankruptcy, DCA, Debt Collection Agency, Debt Management Plans, Full and Final Settlement, Individual Voluntary Arrangement, Insolvency, IVA, Short Settlement

When Do Full and Final Settlements Work Best

Johnny Debt Posted on 04/03/2023 by Johnny Debt13/06/2023
sunshine

How to Achieve a Substantial Full and Final Settlement There are a number of things that you need to consider when trying to achieve a large discount in a Full and Final Settlement. In simple terms, the dirtier a debt … Continue reading →

Posted in Debt | Tagged Credit Rating, DCA, Debt, Debt Collection, Debt Collection Agency, Full and Final Settlement, Property

Barclaycard Full and Final Settlement

Johnny Debt Posted on 26/02/2023 by Johnny Debt29/05/2023
Debt Collection Companies

Full and Final Settlement Achieved with Barclaycard Below you will see the letter received from Barclaycard where they are accepting a payment £1,400 of as a full and final settlement for a debt of £3,180. Yet another example of how … Continue reading →

Posted in Debt | Tagged DCA, Debt Collection Agency, Full and Final Settlement, Income and Expenditure, Property, Short Settlement

Best Debt Solution for Me

Johnny Debt Posted on 23/02/2023 by Johnny Debt29/05/2023
What Debt Solution

What is the Best Debt Solution for Me The problem with getting the best debt solution for you is, many companies out there will try to put you into a debt solution that is best for them! Often people end … Continue reading →

Posted in Debt | Tagged Bankruptcy, DCA, Debt Collection, Debt Collection Agency, Income and Expenditure, Individual Voluntary Arrangement, IVA

Hiding From Creditors

Johnny Debt Posted on 17/02/2023 by Johnny Debt05/12/2023
Pirate Flag Credit Rating

Can I Hide from Creditors and Debt Collection Agencies The short answer is yes, but as to how successful you will be, will depend on a number of factors. If you owe only a small amount of money then a … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency, Insolvency

Minimum Payment to Creditor

Johnny Debt Posted on 16/02/2023 by Johnny Debt29/03/2023
Barbed Wire

What is the Minimum Amount I can Pay a Creditor If you are experiencing financial difficulties and have to reduce your payments to creditors, then you would want to make a payment of at least £1 to each creditor. Having … Continue reading →

Posted in Debt | Tagged Credit Rating, DCA, Debt, Debt Collection, Debt Collection Agency, Debt Management Plans, DMP

CapQuest Accept Full and Final Settlement

Johnny Debt Posted on 06/02/2023 by Johnny Debt29/03/2023
Full and Final Settlement Achieved

Here is another example of a full and final settlement that has been achieved. In this particular case this is an old Lloyds Banking Group debt that was eventually sold on to CapQuest. The outstanding balance of £9,159 was settled … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency, Full and Final Settlement, Property, Short Settlement

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