Individual Voluntary Arrangement Rescue or Rip-Off What is an IVA ( Individual Voluntary Arrangement ) An Individual Voluntary Arrangement, commonly referred to as an IVA, is a contract that is binding to both the debtor and creditors. This agreement is … Continue reading →
I came across this excellent article on The Dollar Stretcher “In our household of two adults and two teenagers, we are getting ready for February or, as it is being called in our home, “No Spend Month.” In other words, … Continue reading →
Keep a Notebook to Track Your Daily Spend Writing down your expenses in a notebook is one of the best ways to keep track of where your money is going. It can be helpful to write down all of your … Continue reading →
What is a Full and Final Settlement on a Debt A full and final settlement on a debt is an agreement between a creditor and a debtor to settle a debt for less than the full amount owed. This agreement … Continue reading →
Today’s guest post comes to us from Jeff Weber. Jeff writes about saving money with balance transfers. What Are Balance Transfers & How Do They Work There are two types of credit card balance transfers: those with introductory offers and … Continue reading →
Guest Post by Martha Jackson Are you struggling to pay off debt but are unable to do so? Well, if that is the case, then you should not worry any more. You can get help with debt through various debt … Continue reading →
Redwood Collections are Threatening Bankruptcy Here is a letter that a client received for Redwood Collection threatening bankruptcy “Should we not hear from you within the time-frame suggested this matter will be escalated for further action, including the issue of … Continue reading →
WARNING 1 – In the UK it is not legal to run a car on cooking oil as it is a waste product, and it is not considered a suitable fuel for vehicles. The UK Vehicle Certification Agency (VCA) does … Continue reading →
What is a Warrant of Execution A Warrant of Execution is a legal document issued by the courts of England and Wales which orders a court bailiff or other authorised officer to take control of goods or property of a … Continue reading →
Attachment of Earnings Order An attachment of earnings order is a legal document issued by a court which requires an employer to deduct a set amount of money from an employee’s wages each month and transfer it to a creditor. … Continue reading →
What Does it Mean to Get a Warrant of Execution from the Courts Here is what the actual Warrant of Executions says: Notice of Issue of Warrant of Execution “Urgent To the Defendant You have not made payment under the … Continue reading →
Here is the document Judgement for Claimant, where the claimant has objected to the rate of payment offered. (click on image to enlarge) So as a result of this Court has ruled that the full amount is to be paid … Continue reading →
County Court Claim How to Respond If you have received a County Court Claim form similar to the one shown below, you do still have time to respond if you cannot afford to pay the full amount that they are … Continue reading →
What is a Full and Final Settlement A full and final settlement is an arrangement to settle a debt or a loan in one lump sum payment. It is a type of debt relief that is usually used when a … Continue reading →
Have you just received a Count Court Claim form, and don’t know what to do? Here is a County Court Claim Form from MBNA Europe Bank Ltd, via their solicitors Optima Legal Services Ltd. In this particular case we are … Continue reading →
