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Johnny Debt Discussing Debt and Money Issues

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Aqua Increase Credit Limit – Irresponsible Lending?

Johnny Debt Posted on 10/11/2011 by Johnny Debt29/03/2023

Aqua Increase Someone’s Credit Limit Surely when someone is in a debt management plan, a company does not review someone’s account and then increase their credit limit? This person is currently in a debt management plan and has been in … Continue reading →

Posted in Money | Tagged Credit Cards, Debt, Debt Collection, Debt Management Plans, DMP

Moorcroft Debt Recovery Letter – not too late to do something

Johnny Debt Posted on 05/10/2011 by Johnny Debt29/03/2023
Debt Colection Letters

Here is a debt collection letter from Moorcroft Debt Recovery Ltd “We have been instructed by BRITISH TELECOMMUNICATIONS PLC To collect your overdue debt of £188.59 Re: BROADBAND SUPPLY To prevent legal action from being taken by external solicitors instructed … Continue reading →

Posted in Debt | Tagged CCJ, Charging Orders, County Court Form, County Court Judgment, DCA, Debt, Debt Collection, Property

How Much is My Debt Worth?

Johnny Debt Posted on 19/09/2011 by Johnny Debt06/04/2024

So you find out that your debt has been sold onto another company! Credit Services Association say on their site: “My debt was purchased; can I know how much it was purchased for? No, this is commercially sensitive information so … Continue reading →

Posted in Debt, Money | Tagged Credit Cards, Debt, Debt Collection, Insolvency, Money Making

Wescot Important Final Notice Letter

Johnny Debt Posted on 07/09/2011 by Johnny Debt29/05/2023

Bright Red and Designed to Scare You! “Wescot Credit Services Ltd IMPORTANT FINAL NOTICE FINAL NOTICE Despite previous correspondence a balance still remains outstanding on the above account. unless you make contact with us and agree payment of £222,125.24 within … Continue reading →

Posted in Debt | Tagged CCJ, County Court Judgment, DCA, Debt Management Plans, DMP, Property

Notice of Eviction – It does not have to come to this!

Johnny Debt Posted on 26/07/2011 by Johnny Debt22/11/2023

Notice of Eviction In the Reading County Court The court has issued a warrant for the possession of the above property (land) at the request of the claimant. The warrant gives a county court bailiff the authority to evict you … Continue reading →

Posted in Debt | Tagged Bailiffs, CCJ, County Court Form, Court Form N244, Debt, Eviction, Property, Repossession

Barclaycard Debt of £12,138 Settled for £3,624 with Full & Final Settlement

Johnny Debt Posted on 11/07/2011 by Johnny Debt29/03/2023
Full and Final Settlement Achieved

Full & Final Settlement Offer Accepted Barclaycard settle debt of £12,138.38 for £3,624 The following information was sent to me this morning. “We are prepared, without prejudice, to accept £3624.00in full  an final settlement of the above account provided that … Continue reading →

Posted in Debt | Tagged Credit Cards, Debt, Debt Collection, Discounts, Full and Final Settlement, Money Saving, Short Settlement

Living Alone? Cut your Council Tax Bill by 25%

Johnny Debt Posted on 06/07/2011 by Johnny Debt10/02/2023

Courtesy of CAB Advice Guide: If only one adult lives in a property, they will get a 25 per cent discount on the council tax bill. When working out how many people live in a property, some people are not … Continue reading →

Posted in Money | Tagged Debt, Discounts, Money Saving, Property

Judgement Order Listings – Would You Pay??

Johnny Debt Posted on 25/05/2011 by Johnny Debt29/03/2023

How Shabby is this Company? Would you pay money over the Internet via an un-secure connection to this company? Her is a copy of a letter from Judgement Order Listings: “RE: One Call Insurance outstanding Account £ We have now … Continue reading →

Posted in Debt, Money | Tagged DCA, Debt, Debt Collection

Santander Business Bank of the Year – How the HELL??

Johnny Debt Posted on 18/05/2011 by Johnny Debt29/03/2023

I have just had the following through the post: ” Do you need financial help to achieve your business plans?”   The thing that really gets me about this letter is that at the bottom on the right-hand side they … Continue reading →

Posted in Money

Creditors & Collection Agencies

Johnny Debt Posted on 12/04/2011 by Johnny Debt16/07/2024

Click on link if you are looking for Creditor and Collection Agency Account Numbers Creditor Names & Addresses: Here are some of the names and addresses of creditors that Johnny Debt dealt with in the past….. 1st Choice Credit Imex … Continue reading →

Posted in Debt, Money | Tagged Bailiffs, Credit Cards, DCA, Debt, Debt Collection, Debt Collection Agency, Property

Application to Set Aside a Statutory Demand

Johnny Debt Posted on 17/03/2011 by Johnny Debt22/01/2024

What to Do if You Receive a Stat Demand So you have received a Statutory Demand under section 268 (1) (a) of the Insolvency Act 1986, in other words somebody has sent you the documentation to make you bankrupt! This … Continue reading →

Posted in Debt | Tagged Bankruptcy, County Court Form, Court Form IAA, Debt Collection, Insolvency, Statutory Demand

About to be Evicted?

Johnny Debt Posted on 14/03/2011 by Johnny Debt15/04/2024

It would seem that eviction season is here again ……… or maybe it never went away?? Being evicted from one’s home is a very stressful and overwhelming situation. Fortunately, there are steps that can be taken to try and stop … Continue reading →

Posted in Debt | Tagged Court Form N244, Debt, Debt Collection, Debt Management Plans, Eviction, Property, Repossession

RIP – Not if You Died in Debt!

Johnny Debt Posted on 14/02/2011 by Johnny Debt03/03/2024
Dangers of IVAs

What Happens to Debts when a Person Dies? When you die in the UK, your debts will be repaid from your estate before any assets are distributed to your beneficiaries. If your estate doesn’t have enough assets to cover your … Continue reading →

Posted in Debt | Tagged Debt, Debt Collection, Debt Collection Agency

Killing Your Debts: 5 Tips For Debt Management

Johnny Debt Posted on 07/02/2011 by Johnny Debt02/03/2023

5 Ways To Help Reduce Your Debt Debt! It’s like a horde of locusts chewing through the greenery in your wallet. Not a pleasant thought, unless you’re an insect lover.  Here we have some great selections of ideas for reducing … Continue reading →

Posted in Debt | Tagged Debt, Debt Management Plans, Money Saving

Killing Your Debts: 5 Tips For Debt Management

Johnny Debt Posted on 07/02/2011 by Johnny Debt29/03/2023

Ways To Help Reduce Your Debt Debt! It’s like a horde of locusts chewing through the greenery in your wallet. Not a pleasant thought, unless you’re an insect lover. www.johnnydebt.co.uk has a great selection of ideas for reducing not only … Continue reading →

Posted in Money | Tagged DCA, Debt Collection, Debt Management Plans, DMP

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