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Jimmy Carr Apologises – WHY?

Johnny Debt Posted on 21/06/2012 by Johnny Debt29/03/2023

Jimmy Carr Apologises on Twitter Jimmy Carr appears to be making headline news at the moment because of his tax affairs. According to the Sun Newspaper “DAVID Cameron last night blasted comedian Jimmy Carr — describing his tax dodging as … Continue reading →

Posted in Money | Tagged Discounts, Money Saving

General Form of Judgment or Order – Fight Back!

Johnny Debt Posted on 14/06/2012 by Johnny Debt22/01/2024

General Form of Judgment or Order Here is an example of how a debtor applied to the courts to make reduced monthly payments. The court agreed with the debtor and approved that they should pay £56 per month on a … Continue reading →

Posted in Money | Tagged CCJ, County Court Form, County Court Judgment, Debt, Debt Collection, Debt Management Plans, Insolvency

Living Frugally with Voucher Codes

Johnny Debt Posted on 06/06/2012 by Johnny Debt31/01/2014

In times of recession more and more families are turning to frugal living. But a common misconception is that frugal living often means a decline in living quality. Families often believe that by cutting down on costs they are forfeiting … Continue reading →

Posted in Money | Tagged Discounts, Money Saving

HM Revenue & Customs – Distraint

Johnny Debt Posted on 31/05/2012 by Johnny Debt29/03/2023

If you receive a letter from HMRC as shown below, things are becoming very serious. HM Revenue & Customs Distraint What it means you This fact sheet is intended for companies, partnerships or individuals – unless the text says otherwise. … Continue reading →

Posted in Money | Tagged Bailiffs, Debt Collection, Insolvency

Notice of Seizure – High Court Form No 55

Johnny Debt Posted on 18/04/2012 by Johnny Debt29/03/2023

Notice of Seizure  – Enforcement Officer Now This Should Be Taken Extremely Seriously! “Andrew Wilson & Co Writ Number: xxxxx HIGH COURT FORM NO 55 NOTICE OF SEIZURE In the High Court of Justice Queens Bench Division BRISTOL DISTRICT REGISTRY … Continue reading →

Posted in Debt | Tagged Bailiffs, County Court Judgment, Debt, Debt Collection, Insolvency, Property

The Ultimate Money Saving Challenge

Johnny Debt Posted on 13/04/2012 by Johnny Debt29/03/2023

Live Below the Line This really has to be the Ultimate money-saving challenge that I have ever come across. All credit has to go to Live Below the Line – The Challenge website. From 7th – 11th May, they are … Continue reading →

Posted in Money | Tagged Debt, Frugal, Money Saving

Regal Credit Accepted Full and Final Settlement at 70% Discount

Johnny Debt Posted on 02/04/2012 by Johnny Debt29/05/2023

Debt of £454.16 Settled for £127 In Full and Final Settlement Admittedly this is only a small debt, but it is another example of how creditors will accept a lower sum in order to settle a debt. Letter From Regal … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Full and Final Settlement, Money Saving, Short Settlement

Save thousands by changing service providers!

Johnny Debt Posted on 20/03/2012 by Johnny Debt29/03/2023

Debt is something that affects us all, with differing reasons and outcomes. Ultimately, and quite obviously, we need to stay out of debt and be as on top of our bills as is financially possible. There are many tips that … Continue reading →

Posted in Money | Tagged Debt, Discounts, Money Saving

Cheltenham & Gloucester Plc (“C&G”) -v- Norgan

Johnny Debt Posted on 07/03/2012 by Johnny Debt15/04/2024

Cheltenham & Gloucester Plc (“C&G”)–v- Norgan Γ.12.95] 1 ALL ER 44 (CA)] Following rather protracted proceedings, the borrower was granted a period of 4 years to discharge the arrears.# Evictions can be stopped C&G appealed. The Court of Appeal decided … Continue reading →

Posted in Debt | Tagged Bailiffs, County Court Form, Court Form N244, Eviction, Repossession

Wescot Debt Collection Accept £1 per Month in DMP

Johnny Debt Posted on 27/02/2012 by Johnny Debt19/03/2023
Pound Coins

DCA Accept £1 per Month As you can see debts can be negotiated down to monthly affordable repayments. Your Reference:Re:Wescot DEBT NO: D3/Client: Arrow Global Guernsey LtdBalance: £2147.00 We refer to your recent communication regarding the above account. We have … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Management Plans, DMP, Property

Debt Collection Agency Causing Clients Unnecessary Grief

Johnny Debt Posted on 22/02/2012 by Johnny Debt29/03/2023

Blair Oliver & Scott are unnecessarily giving their clients grief when it is their own fault! Just lately I have been contacted by a number of people saying that they are getting lots of phone calls and letters from Blair … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency, Harassment, Property

Form N244 Stops Eviction!

Johnny Debt Posted on 15/02/2012 by Johnny Debt15/04/2024
Don't End Up in Shitterton

Please Help I am Being Evicted…… Late on Friday afternoon I had a call from GC who said he was due to be evicted. I told him not to worry as I felt sure that we had a ittle time … Continue reading →

Posted in Debt | Tagged Bailiffs, County Court Form, Court Form N244, Debt, Debt Collection, Debt Collection Agency, DMP, Eviction, Property, Repossession

Harassment by Creditors Over the Phone Can Be Stopped!

Johnny Debt Posted on 01/02/2012 by Johnny Debt29/03/2023

Are You Getting Too Many Phone Calls from Creditors? I constantly hear from people that say they feel harassed by some of the telephone calls that they receive from creditors. It can range from three or four calls a day … Continue reading →

Posted in Money | Tagged DCA, Debt, Debt Collection, Harassment

Frugal Christmas is a new trend in the UK: Tips how to plan it!

Johnny Debt Posted on 14/12/2011 by Johnny Debt29/03/2023

Here are some tips on how to plan it. Christmas is considered to be the most special time of the year with reverberation of the Christmas carols and tales of Santa Claus. We often feel like giving gifts to our … Continue reading →

Posted in Money | Tagged Money Saving

Bankruptcy Document – Statement of Affairs Form 6.28

Johnny Debt Posted on 08/12/2011 by Johnny Debt21/03/2024
What if My IVA Fails

Bankruptcy Document – Statement of Affairs Form 6.28 Please be advised that since writing this blog post, the forms have since been updated: Old Form New Form(s) Information Previously Included Form 6.28 Form BN1 (Bankruptcy Petition)Form BN2 (Statement of Assets) … Continue reading →

Posted in Debt | Tagged Bankruptcy, County Court Form, Debt, Debt Collection, Insolvency, Property, Statutory Demand

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