Are You Getting Too Many Phone Calls from Creditors? I constantly hear from people that say they feel harassed by some of the telephone calls that they receive from creditors. It can range from three or four calls a day … Continue reading →
Bankruptcy Document – Statement of Affairs Form 6.28 Please be advised that since writing this blog post, the forms have since been updated: Old Form New Form(s) Information Previously Included Form 6.28 Form BN1 (Bankruptcy Petition)Form BN2 (Statement of Assets) … Continue reading →
NOTICE OF IMPENDING COURT ACTION Here is a letter that someone recently received from Buchanan Clarke & Wells. This one should be taken seriously as they are threatening impending court action! “Pursuers: NPower Ltd – Client referenceBCW reference: BPrincipal Sum: … Continue reading →
Full and Final Offer From Aktiv Kapital Save 75% Off your Debt with Aktiv Kapital Debt Collection Agency Here is a letter recently received from Aktiv Kapital: “Dear Mr …. Every year we are required by the Consumer Credit Act … Continue reading →
Letter Threatening Legal Action I have personally in the past had to deal with HFO Services, they really were quite objectionable! I would always suggest that if you are dealing with creditors yourself, it is always best to try and … Continue reading →
Aqua Increase Someone’s Credit Limit Surely when someone is in a debt management plan, a company does not review someone’s account and then increase their credit limit? This person is currently in a debt management plan and has been in … Continue reading →
Here is a debt collection letter from Moorcroft Debt Recovery Ltd “We have been instructed by BRITISH TELECOMMUNICATIONS PLC To collect your overdue debt of £188.59 Re: BROADBAND SUPPLY To prevent legal action from being taken by external solicitors instructed … Continue reading →
So you find out that your debt has been sold onto another company! Credit Services Association say on their site: “My debt was purchased; can I know how much it was purchased for? No, this is commercially sensitive information so … Continue reading →
Full & Final Settlement Offer Accepted Barclaycard settle debt of £12,138.38 for £3,624 The following information was sent to me this morning. “We are prepared, without prejudice, to accept £3624.00in full an final settlement of the above account provided that … Continue reading →
How Shabby is this Company? Would you pay money over the Internet via an un-secure connection to this company? Her is a copy of a letter from Judgement Order Listings: “RE: One Call Insurance outstanding Account £ We have now … Continue reading →
Click on link if you are looking for Creditor and Collection Agency Account Numbers Creditor Names & Addresses: Here are some of the names and addresses of creditors that Johnny Debt dealt with in the past….. 1st Choice Credit Imex … Continue reading →
What to Do if You Receive a Stat Demand So you have received a Statutory Demand under section 268 (1) (a) of the Insolvency Act 1986, in other words somebody has sent you the documentation to make you bankrupt! This … Continue reading →
It would seem that eviction season is here again ……… or maybe it never went away?? Being evicted from one’s home is a very stressful and overwhelming situation. Fortunately, there are steps that can be taken to try and stop … Continue reading →
What Happens to Debts when a Person Dies? When you die in the UK, your debts will be repaid from your estate before any assets are distributed to your beneficiaries. If your estate doesn’t have enough assets to cover your … Continue reading →
Ways To Help Reduce Your Debt Debt! It’s like a horde of locusts chewing through the greenery in your wallet. Not a pleasant thought, unless you’re an insect lover. www.johnnydebt.co.uk has a great selection of ideas for reducing not only … Continue reading →
