Is and IVA Worth Considering? I recently came across the News Letter by The Bankruptcy Association. It was interesting to read the following passage about IVA’s: “I have noticed in particular that most debt collection companies and agents are quick … Continue reading →
A new study from the University of Bristol, in partnership with the Money Advice Trust and the Money and Mental Health Policy Institute, outlines the experiences of nearly 1,600 UK debt advisers when supporting people in vulnerable situations. Nearly three-quarters … Continue reading →
Unfortunately, repossession is a reality that many home owners are faced with every day in the UK, but there are certain steps you can take before it gets to this stage in a bid to keep possession of your home. … Continue reading →
Unfortunately many of us spend a large part of our lives trying to pay off debt we have accumulated over the years from student loans, credit cards, overdrafts and many other forms of debt. Debt seems to seep into every … Continue reading →
How to Improve Your Credit Rating A credit rating is one of the most important things in life, and it has a huge effect on your finances in a number of ways. Your credit rating will go a long way … Continue reading →
There are millions of articles over the internet about making money online, but actually how many of them turned out to be effective? Probably a very few. The main concern is that most of them just tries to pitch a … Continue reading →
Making Extra Money as a Student The question of how to make a bit more money is bound to come up at some time during your studies, so let’s have a look at some creative ways to do this. Sure, … Continue reading →
OK, as you know I am really anti parking meters! I just object to the fact that as a motorist I am a target for money. As the years go by free parking spaces are almost now extinct. In the … Continue reading →
Let’s assume you know the basics of living below your means. You’ve got a job, regular paycheck, and don’t spend all your cash as soon as it enters your bank account. Congratulations, you’ve made it to the first stepping stone … Continue reading →
There is a lot of great advice out there about how to get out of debt. Unfortunately, the saturation of this advice means that a lot of it is basic common sense. That’s not necessarily a bad thing, as when … Continue reading →
If you’re having trouble keeping up with debt unsecured debts of over £5000 then a Trust Deed is one of three main solutions that could help you. The other two options are a Debt Arrangement Scheme or a Sequestration but … Continue reading →
Almost all electrical appliances have a standby mode which allows them to switch back on very quickly and display information such as the date or time when they are technically “off”. The most obvious piece of standby equipment is the … Continue reading →
Bankruptcy Association Closure Today as I opened up my mail, I thought that I would be reading a “newsletter” from the Bankruptcy Association. Unfortunately, it contains the following sad news: “Dear Member I have recently discovered that I have terminal … Continue reading →
When you go bankrupt there are certain figures that the insolvency service would use to calculate your monthly disposable income. Obviously, some outgoings such as mortgage, rent or council tax will vary depending on where you are. Here is a … Continue reading →
Legality of Liability Orders Sadly I am not a solicitor (or maybe that is a good thing?), but each time that I have to deal with a liability order, I really do have to question the true legality of it. … Continue reading →
