Try the £5 a Day Challenge
Doing the £5 a Day Challenge The £5 a day challenge is a great way to help you save money and be more mindful about your spending habits. It encourages you to only spend £5 a day on anything you … Continue reading →
Tag Archives: Debt
Full and Final Settlement Success Stories
How Much Will Creditors Settle for in Full and Final Settlement? Here on the Johnny Debt site is a list showing what you can expect a creditor to settle for in a full and final settlement. This is not a … Continue reading →
Bankruptcy is my House at Risk
My Property and Bankruptcy In this post I will give you a brief outline of what it means to go bankrupt and how is will affect your home. If you do go bankrupt, then every asset you have will have … Continue reading →
Sickness Dealing with Debt
Dealing With Debt When You are Ill If you are coping well in paying your creditors and then suddenly become ill and your income reduces, what should you do? Well, like I say with all debt issues, do not hide … Continue reading →
Debt Management Plan – How Much
How Much Will a Creditor Accept in a Debt Management Plan The simple answer is, as little as £1.00 per month! However in order to get a creditor to accept a payment of one pound per month, you will have … Continue reading →
Bankruptcy Information
For some people bankruptcy can be a VERY serious and financially dangerous situation to be in. So if you are considering going bankrupt or bankruptcy proceedings are being made out against you, you should not just rely on this site!! … Continue reading →
Money Saving Tips to Help Your Income
Money Saving Tips to Help Your Income If you’re finding it hard to keep money, but easy to spend it, it would seem that you’re not alone. More than half of 22-29-year olds have no savings at all, and the … Continue reading →
DIY Debt Management Plan
Can You Do Your Own Debt Management Plan The simple answer is YES! However, to start with is may be difficult to implement. I would say that if you are going to do your own Debt Management Plan, you need … Continue reading →
Full & final Settlement Offer Rejected
Full & Final Offer Rejected, What Do I Do? So your full and final settlement offer has been rejected, so what do you do now? The thing you have to remember about a full and final settlement, is that often … Continue reading →
Saving Money with Rechargeable Batteries
Do Rechargeable Batteries Save Money? You would think that the simple answer to this is YES rechargeable batteries do save you money. However, the actual answer is sometimes rechargeable batteries do save you money and sometimes it is not a … Continue reading →
IVA’s Good or Bad
Is and IVA Worth Considering? I recently came across the News Letter by The Bankruptcy Association. It was interesting to read the following passage about IVA’s: “I have noticed in particular that most debt collection companies and agents are quick … Continue reading →
UK’s Most Vulnerable People Seek Debt Advice
A new study from the University of Bristol, in partnership with the Money Advice Trust and the Money and Mental Health Policy Institute, outlines the experiences of nearly 1,600 UK debt advisers when supporting people in vulnerable situations. Nearly three-quarters … Continue reading →
What are Your Options Before Home Repossession?
Unfortunately, repossession is a reality that many home owners are faced with every day in the UK, but there are certain steps you can take before it gets to this stage in a bid to keep possession of your home. … Continue reading →
Top Tips For Debt Prevention
Unfortunately many of us spend a large part of our lives trying to pay off debt we have accumulated over the years from student loans, credit cards, overdrafts and many other forms of debt. Debt seems to seep into every … Continue reading →
Top Ways to Improve Your Credit Rating in 2016
How to Improve Your Credit Rating A credit rating is one of the most important things in life, and it has a huge effect on your finances in a number of ways. Your credit rating will go a long way … Continue reading →