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Tag Archives: Debt

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Where are the Food Banks? Food Bank Locations in UK #FoodBank

Johnny Debt Posted on 22/01/2014 by Johnny Debt01/06/2024

How Many Food Banks are There in the UK? Well according to the list that I have just seen, there are currently 915 food banks across the UK. I am sure that figure is wrong as there will be quite … Continue reading →

Posted in Money | Tagged Debt, Money Saving

Top 10 Tips on Getting out of Debt

Johnny Debt Posted on 17/01/2014 by Johnny Debt06/03/2023

I occasionally get questions from reader asking how to get started in order to get out of debt. So I decided to get together a few tips on getting out of debt. How to Get Out of Debt So it … Continue reading →

Posted in Money | Tagged Budgeting, Debt, Income and Expenditure, Money Making, Money Saving

Selling your House to Get out of Debt

Johnny Debt Posted on 14/10/2013 by Johnny Debt29/03/2023

Since the financial crash, many people have been struggling to make ends meet and live within their means. Credit cards and loans can often be tempting when there is an important bill to pay or even when you want a … Continue reading →

Posted in Debt | Tagged Debt, Money Making, Property

Debt and Deed of Assignment #stom

Johnny Debt Posted on 25/07/2013 by Johnny Debt29/05/2023

Selling of Debt My understanding is that if a creditor sells a debt there has to be a Deed of Assignment to prove that the debt has actually been sold on to another company. I also believe that a deed … Continue reading →

Posted in Debt | Tagged DCA, Debt, Debt Collection, Debt Collection Agency

Procedure in Liability Order Applications #stom

Johnny Debt Posted on 23/04/2013 by Johnny Debt22/01/2024

JUSTICES’ CLERKS’ SOCIETY Procedure in Liability Order Applications 1. Background Council has been contacted by NAME HMCS Enforcement Team concerning the way HMCS records the making of liability orders in Council Tax cases, due to challenges to the process in … Continue reading →

Posted in Debt | Tagged Debt, Liability Order

THE PEOPLE v THE BANKS: Eviction Stopped

Johnny Debt Posted on 20/02/2013 by Johnny Debt15/04/2024

This is the story of how on 31 May 2012, the Bird family were facing eviction from their home in Potters Bar. However, a small group of people decided to stand by the Bird family and resist the eviction that … Continue reading →

Posted in Debt | Tagged Bailiffs, Debt, Eviction, Property, Repossession

Thinking of Going into an Individual Voluntary Arrangement?

Johnny Debt Posted on 09/11/2012 by Johnny Debt15/02/2023

Individual Voluntary Arrangement (IVA) Warning! On a certain advert there is the following warning: “An IVA should only be considered in extreme circumstances. It is a formal agreement supervised by and insolvency practitioner. Failure to adhere to an IVA could … Continue reading →

Posted in Debt | Tagged Debt, Individual Voluntary Arrangement, Insolvency, IVA, Property

Debt advice in the UK

Johnny Debt Posted on 20/10/2012 by Johnny Debt29/03/2023

If you’re struggling with debt, you may not know where to turn. You don’t need to struggle alone, however. Getting debt advice from a professional organisation – like the Debt Advisory Centre (the author of this article) – could put … Continue reading →

Posted in Debt | Tagged Debt, Debt Management Plans

7 Tell Tale Signs That You Know Debtors Aren’t Going to Pay You

Johnny Debt Posted on 21/09/2012 by Johnny Debt08/02/2023

The occasional bad debt is just part of doing business, and probably always has been. The trick is to realize who is not going to pay you as quickly as possible so you can begin taking steps – but of … Continue reading →

Posted in Money | Tagged Debt, Debt Collection

Title Register – Who Owns my Property?

Johnny Debt Posted on 05/09/2012 by Johnny Debt29/03/2023

Have you ever wondered who owns your property, you or the mortgage company? Or does someone else have a say in what happens when you want to sell the property? I do not pretend to be an expert on Property … Continue reading →

Posted in Debt | Tagged Debt, Property

Get Rid Of the Debt Danger with Suitable Means

Johnny Debt Posted on 20/07/2012 by Johnny Debt08/02/2023

The financial deluge that our country is going through is forcing even students to focus more on money than on their studies. Graduate students are looking for jobs that they can manage without having to jeopardize their studies and also … Continue reading →

Posted in Money | Tagged Budgeting, Debt, Debt Collection, Income and Expenditure

I’m A Company Director: Which Debt Solution Is Right For Me?

Johnny Debt Posted on 13/07/2012 by Johnny Debt09/02/2023

For anyone facing difficulties paying the bills, you will know the worry and stress associated with accumulating debt. However, if you are a company director the implications are slightly different. When debt spirals out of control, some turn to bankruptcy … Continue reading →

Posted in Debt | Tagged Debt, Individual Voluntary Arrangement, Insolvency, IVA

Debt of £3,071 Settled at £1,145 with Barclays Bank

Johnny Debt Posted on 11/07/2012 by Johnny Debt29/03/2023
Full and Final Settlement Achieved

Here is an example of how a debt £3071 with Barclays Bank was settled for £1145 with Meckenzie Hall a debt collection agency. Full & Final settlements can take a long time and be a rather difficult and tricky process … Continue reading →

Posted in Debt | Tagged Credit Cards, DCA, Debt, Debt Collection, Discounts, Full and Final Settlement, Money Saving, Short Settlement

In Bankruptcy – Evicted From Property

Johnny Debt Posted on 03/07/2012 by Johnny Debt15/04/2024

Here is an example of somebody who owned the property and went bankrupt. After a three-year period they were evicted from their property and the property was forcibly sold. XX XX 2012 Dear Sirs XXXX – In BankruptcyCroydon County Court … Continue reading →

Posted in Debt | Tagged Bankruptcy, Debt, Eviction, Insolvency, Property, Repossession

General Form of Judgment or Order – Fight Back!

Johnny Debt Posted on 14/06/2012 by Johnny Debt22/01/2024

General Form of Judgment or Order Here is an example of how a debtor applied to the courts to make reduced monthly payments. The court agreed with the debtor and approved that they should pay £56 per month on a … Continue reading →

Posted in Money | Tagged CCJ, County Court Form, County Court Judgment, Debt, Debt Collection, Debt Management Plans, Insolvency

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