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Tag Archives: Debt

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Notice of Eviction – It does not have to come to this!

Johnny Debt Posted on 26/07/2011 by Johnny Debt22/11/2023

Notice of Eviction In the Reading County Court The court has issued a warrant for the possession of the above property (land) at the request of the claimant. The warrant gives a county court bailiff the authority to evict you … Continue reading →

Posted in Debt | Tagged Bailiffs, CCJ, County Court Form, Court Form N244, Debt, Eviction, Property, Repossession

Barclaycard Debt of £12,138 Settled for £3,624 with Full & Final Settlement

Johnny Debt Posted on 11/07/2011 by Johnny Debt29/03/2023
Full and Final Settlement Achieved

Full & Final Settlement Offer Accepted Barclaycard settle debt of £12,138.38 for £3,624 The following information was sent to me this morning. “We are prepared, without prejudice, to accept £3624.00in full  an final settlement of the above account provided that … Continue reading →

Posted in Debt | Tagged Credit Cards, Debt, Debt Collection, Discounts, Full and Final Settlement, Money Saving, Short Settlement

Living Alone? Cut your Council Tax Bill by 25%

Johnny Debt Posted on 06/07/2011 by Johnny Debt10/02/2023

Courtesy of CAB Advice Guide: If only one adult lives in a property, they will get a 25 per cent discount on the council tax bill. When working out how many people live in a property, some people are not … Continue reading →

Posted in Money | Tagged Debt, Discounts, Money Saving, Property

Judgement Order Listings – Would You Pay??

Johnny Debt Posted on 25/05/2011 by Johnny Debt29/03/2023

How Shabby is this Company? Would you pay money over the Internet via an un-secure connection to this company? Her is a copy of a letter from Judgement Order Listings: “RE: One Call Insurance outstanding Account £ We have now … Continue reading →

Posted in Debt, Money | Tagged DCA, Debt, Debt Collection

Creditors & Collection Agencies

Johnny Debt Posted on 12/04/2011 by Johnny Debt16/07/2024

Click on link if you are looking for Creditor and Collection Agency Account Numbers Creditor Names & Addresses: Here are some of the names and addresses of creditors that Johnny Debt dealt with in the past….. 1st Choice Credit Imex … Continue reading →

Posted in Debt, Money | Tagged Bailiffs, Credit Cards, DCA, Debt, Debt Collection, Debt Collection Agency, Property

About to be Evicted?

Johnny Debt Posted on 14/03/2011 by Johnny Debt15/04/2024

It would seem that eviction season is here again ……… or maybe it never went away?? Being evicted from one’s home is a very stressful and overwhelming situation. Fortunately, there are steps that can be taken to try and stop … Continue reading →

Posted in Debt | Tagged Court Form N244, Debt, Debt Collection, Debt Management Plans, Eviction, Property, Repossession

RIP – Not if You Died in Debt!

Johnny Debt Posted on 14/02/2011 by Johnny Debt03/03/2024
Dangers of IVAs

What Happens to Debts when a Person Dies? When you die in the UK, your debts will be repaid from your estate before any assets are distributed to your beneficiaries. If your estate doesn’t have enough assets to cover your … Continue reading →

Posted in Debt | Tagged Debt, Debt Collection, Debt Collection Agency

Killing Your Debts: 5 Tips For Debt Management

Johnny Debt Posted on 07/02/2011 by Johnny Debt02/03/2023

5 Ways To Help Reduce Your Debt Debt! It’s like a horde of locusts chewing through the greenery in your wallet. Not a pleasant thought, unless you’re an insect lover.  Here we have some great selections of ideas for reducing … Continue reading →

Posted in Debt | Tagged Debt, Debt Management Plans, Money Saving

IVA’s Rescue or Rip-Off

Johnny Debt Posted on 19/01/2011 by Johnny Debt29/05/2023

Individual Voluntary Arrangement Rescue or Rip-Off What is an IVA ( Individual Voluntary Arrangement ) An Individual Voluntary Arrangement, commonly referred to as an IVA, is a contract that is binding to both the debtor and creditors. This agreement is … Continue reading →

Posted in Debt | Tagged Debt, Debt Collection, Individual Voluntary Arrangement, Insolvency, IVA, Property

Try a “No Spend” Month

Johnny Debt Posted on 10/01/2011 by Johnny Debt29/03/2023

I came across this excellent article on The Dollar Stretcher “In our household of two adults and two teenagers, we are getting ready for February or, as it is being called in our home, “No Spend Month.” In other words, … Continue reading →

Posted in Money | Tagged Debt, Money Saving

Write Down your Daily Spend & Save Money

Johnny Debt Posted on 06/01/2011 by Johnny Debt29/03/2023
Money Coins

Keep a Notebook to Track Your Daily Spend Writing down your expenses in a notebook is one of the best ways to keep track of where your money is going. It can be helpful to write down all of your … Continue reading →

Posted in Debt | Tagged Budgeting, Debt, Debt Management Plans, Frugal, Income and Expenditure, Money Saving

Capital One Debt of £3750 settled for £1128

Johnny Debt Posted on 05/01/2011 by Johnny Debt29/03/2023

What is a Full and Final Settlement on a Debt A full and final settlement on a debt is an agreement between a creditor and a debtor to settle a debt for less than the full amount owed. This agreement … Continue reading →

Posted in Debt | Tagged Credit Cards, DCA, Debt, Debt Collection Agency, Full and Final Settlement, Money Saving, Short Settlement

What Are Balance Transfers & How Do They Work

Johnny Debt Posted on 20/12/2010 by Johnny Debt14/02/2023
Credit Cards

Today’s guest post comes to us from Jeff Weber. Jeff writes about saving money with balance transfers. What Are Balance Transfers & How Do They Work There are two types of credit card balance transfers: those with introductory offers and … Continue reading →

Posted in Money | Tagged Credit Cards, Debt, Debt Collection, Money Saving

Smart debt relief programs that can help you get rid of debt

Johnny Debt Posted on 08/12/2010 by Johnny Debt09/02/2023

Guest Post by Martha Jackson Are you struggling to pay off debt but are unable to do so? Well, if that is the case, then you should not worry any more. You can get help with debt through various debt … Continue reading →

Posted in Debt, Money | Tagged Debt, Debt Collection, Debt Management Plans, Insolvency, Short Settlement

Threatened with Bankruptcy!

Johnny Debt Posted on 23/11/2010 by Johnny Debt10/03/2024

Redwood Collections are Threatening Bankruptcy Here is a letter that a client received for Redwood Collection threatening bankruptcy “Should we not hear from you within the time-frame suggested this matter will be escalated for further action, including the issue of … Continue reading →

Posted in Debt | Tagged Bailiffs, Bankruptcy, Court Form IAA, Debt, Debt Collection, Debt Management Plans, DMP, Insolvency, Property, Statutory Demand

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